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Smart Home

  • Original price $206.99 - Original price $206.99
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    Ring - Spotlight Cam Pro Outdoor Wireless 1080p Battery Surveillance Camera - Black

    Ring

    Help protect your home with the advanced features of Spotlight Cam Pro - like HDR advanced 3D Motion Detection Bird's Eye View and Dual-Band wifi (...

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    Original price $206.99 - Original price $206.99
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    $206.99
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    Current price $206.99
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    Ring - Spotlight Cam Pro Outdoor Wireless 1080p Battery Surveillance Camera - White

    Ring

    Help protect your home with the advanced features of Spotlight Cam Pro - like HDR advanced 3D Motion Detection Bird's Eye View and Dual-Band wifi (...

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    Original price $206.99 - Original price $206.99
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  • Original price $141.99 - Original price $141.99
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    Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

    Ring

    Connects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...

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    Original price $141.99 - Original price $141.99
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  • Original price $117.99 - Original price $117.99
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    Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - Black

    Ring

    Connects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...

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    Original price $117.99 - Original price $117.99
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  • Original price $141.99 - Original price $141.99
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    Ring - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - White

    Ring

    Connects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...

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    Original price $141.99 - Original price $141.99
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    $141.99
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  • Original price $206.99 - Original price $206.99
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    $206.99
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    Current price $206.99

    Ring - Spotlight Cam Pro Outdoor 1080p Plug-In Surveillance Camera - White

    Ring

    Help protect your home with the advanced features of Spotlight Cam Pro - like HDR advanced 3D Motion Detection Bird's Eye View and Dual-Band wifi (...

    View full details
    Original price $206.99 - Original price $206.99
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    $206.99
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  • Original price $128.99 - Original price $128.99
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    Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver

    Honeywell

    Comfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...

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    Original price $128.99 - Original price $128.99
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  • Original price $254.99 - Original price $254.99
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    NL SHAPES BLK HEX SM

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $254.99 - Original price $254.99
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  • Original price $174.99 - Original price $174.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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  • Original price $165.99 - Original price $165.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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    Original price $86.99 - Original price $86.99
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  • Original price $107.99 - Original price $107.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $107.99 - Original price $107.99
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  • Original price $75.99 - Original price $75.99
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    Philips - Hue E12 Bluetooth 50W Smart LED Bulb - White and Color Ambiance

    Philips

    Classic Style Modern FeaturesThe Philips Hue E12 candelabra bulb brings classic style and modern smart lighting features to your chandelier or scon...

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    Original price $75.99 - Original price $75.99
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  • Original price $162.99 - Original price $162.99
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    ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

    EcoBee

    Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

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    Original price $162.99 - Original price $162.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

    Philips

    Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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    Original price $92.99 - Original price $92.99
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  • Original price $74.99 - Original price $74.99
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    Chamberlain - MyQ Smart Garage Video Keypad Battery Operated - White

    Chamberlain

    Built-in cameraWith 1080p HD video and 160 degree wide angle view that helps busy homeowners know exactly who came in and whenSmartphone ControlLet...

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    Original price $74.99 - Original price $74.99
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  • Original price $156.99 - Original price $156.99
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    Govee - Glide Wall Light (8+2)

    Govee

    Breathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...

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    Original price $156.99 - Original price $156.99
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  • Original price $179.99 - Original price $179.99
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    Nanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor

    Nanoleaf

    Backlit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...

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    Original price $179.99 - Original price $179.99
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  • Original price $294.99 - Original price $294.99
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    Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Charcoal

    AMAZON

    Alexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...

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    Original price $294.99 - Original price $294.99
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  • Original price $114.99 - Original price $114.99
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    Philips - Hue Go Bluetooth Table Lamp - White and Color Ambiance

    Philips

    A truly portable smart lightThe Hue Go portable smart light can truly go wherever you want thanks to its built-in rechargeable battery. Enjoy 2.5 h...

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    Original price $114.99 - Original price $114.99
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  • Original price $759.99 - Original price $759.99
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    Swann - Master Series 4K 8-Channel 6-Camera Indoor/Outdoor PoE Wired 4K UHD 2TB HDD NVR Security Surveillance System - White

    Swann

    4K UHD NVR CCTV SECURITY CAMERA SYSTEMProvide surveillance to your home or business with this (8MP) PoE Cat5e system that delivers 4X greater clari...

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    Original price $759.99 - Original price $759.99
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  • Original price $337.99 - Original price $337.99
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    eufy Security - Floodlight Cam 2 Pro Outdoor Wired 2K Full HD Surveillance Camera - White/Black

    Eufy

    360 pan and tilt camera coveragePan the lens 360 horizontally to get a complete view without the risk of blindspots.2K full HDCatch all the details...

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    Original price $337.99 - Original price $337.99
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  • Original price $183.99 - Original price $183.99
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    Google - Nest Doorbell Wired (2nd Generation) - Ash

    GOOGLE

    3 hours of event video history included.The wired Nest Doorbell spots and records important activity with clips up to 5 minutes long and 2-second p...

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    Original price $183.99 - Original price $183.99
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    Google - Nest Doorbell Wired (2nd Generation) - Snow

    GOOGLE

    3 hours of event video history included.The wired Nest Doorbell spots and records important activity with clips up to 5 minutes long and 2-second p...

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    Original price $183.99 - Original price $183.99
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  • Original price $75.99 - Original price $75.99
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    Arlo - Essential 1-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Color Night Vision - White

    Arlo

    2K VideoClearly see details that are important like eye color license plates and labels by zooming in.Phone NotificationsWhen motion is detected yo...

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    Original price $75.99 - Original price $75.99
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  • Original price $201.99 - Original price $201.99
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    Arlo - Essential 4-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Yard Sign - White

    Arlo

    Exclusive bundle -- a 425 value if purchased separatelyIncludes (4) Essential Outdoor Camera 2K - 2nd Generation and (1) Arlo Security Yard Sign2K ...

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    Original price $201.99 - Original price $201.99
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  • Original price $61.99 - Original price $61.99
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    Arlo - Essential 1-Camera Indoor Wired 2K Security Camera (2nd Generation) with Automated Privacy Shield - White

    Arlo

    2K VideoSee important details clearly like name tags and labels when zooming in.Automated Privacy ShieldKeep your private moments private by easily...

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    Original price $61.99 - Original price $61.99
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  • Original price $237.99 - Original price $237.99
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    Arlo - Essential XL 3-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Longer Battery Life - White

    Arlo

    2K HDR VideoZoom in to clearly see important details like eye color license plates andlabels.Longer Battery LifeCamera stays charged 4x longer and ...

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    Original price $237.99 - Original price $237.99
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  • Original price $103.99 - Original price $103.99
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    Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White

    Arlo

    2K HDR VideoSee important details like eye color license plates and labels clearly when zooming in.Security in the Palm of Your HandWhen motion is ...

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    Original price $103.99 - Original price $103.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.