Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
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Dell - XPS 16 16.3" 120Hz Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum
DellWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsApple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full detailsAlienware - m16 R2 16" 240Hz Gaming Laptop QHD+ - Intel Core Series 1 Ultra 7 with 16GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon
AlienwareWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsDell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite
DellCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsASUS - Vivobook S 14 - 14" OLED Laptop - Copilot+ PC - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Neutral Black
ASUSCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsDell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue
DellDesigned for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...
View full detailsApple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsDell - Inspiron 2-in-1 16 Touch Screen Laptop - Intel Core Ultra 7 with 32GB Memory 1TB SSD - Midnight Blue
DellStrong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...
View full detailsDell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 5 with 8GB Memory 512GB SSD - Ice Blue
DellWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsApple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 1TB SSD - Silver
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsApple - MacBook Pro 16" Laptop - M3 Pro chip Built for Apple Intelligence - 36GB Memory - 18-core GPU - 512GB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsDell - Inspiron 14 2-in-1 14" IPS LED FHD Touch Screen Laptop - AMD Ryzen 5 with 8GB Memory - 512GB SSD - Midnight Blue
DellSmarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...
View full detailsApple - MacBook Pro 14" Laptop - M3 Max chip Built for Apple Intelligence - 36GB Memory - 30-core GPU - 1TB SSD - Silver
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsDell - Inspiron 2-in-1 16 IPS LED FHD Touch Screen Laptop - Intel Core Ultra 7 with 16GB Memory - 1TB SSD - Ice Blue
DellAI Ready for Creation and EntertainmentWith Intel Core Ultra Processors integrated AI and up to built-in Intel Arc Graphics you're ready for anyth...
View full detailsAlienware - m16 R2 16" 240Hz Gaming Laptop QHD - Intel Core Series 1 Ultra 9 with 32GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon
AlienwareWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsDell - Inspiron 14 2-in-1 14" IPS LED Touch Screen Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Midnight Blue
DellSmarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...
View full detailsAlienware - m18 R2 18" 165Hz Gaming Laptop QHD - Intel Core 14th Gen i9 with 32GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon
AlienwareWindows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...
View full detailsASUS - Chromebook CM1402 14" FHD Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray
ASUSRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsAcer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black
AcerIt's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...
View full detailsDell Latitude 3550 (version 2024) - 15.6" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD
DellDell Latitude 3550 (version 2024) - Intel Core i7 - 1355U / up to 5 GHz - Win 11 Pro - Intel Iris Xe Graphics - 16 GB RAM - 512 GB SSD NVMe QLC Cla...
View full detailsApple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Pro 16-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 14-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.