Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
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Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Gray
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsApple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsApple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsHP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsSamsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsHP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-155H - 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black
HPGo Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...
View full detailsLenovo - IdeaPad 1i 15.6" FHD Touchscreen Laptop - Intel Core i5 - 8GB Memory with 512GB SSD Storage - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsHP - Envy 2-in-1 14" 2K Touch-Screen Laptop - AMD Ryzen 5 - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - Envy 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsASUS - Vivobook 17" FHD Laptop - Intel Core i3-1215U with 8GB Memory - 512GB SSD - Quiet Blue
ASUSWindows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...
View full detailsHP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue
HPRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsSamsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsApple - MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Silver
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsApple - MacBook Pro 14-inch Laptop M3 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsApple - MacBook Pro 16" Laptop - M3 Max chip Built for Apple Intelligence - 48GB Memory - 40-core GPU - 1TB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsApple - MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsHP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver
HPRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsGIGABYTE - G6 KF 16" 165Hz Gaming Laptop IPS - Intel i7-13620H with 32GB RAM - NVIDIA GeForce RTX 4060 - 1TB SSD - Black
GIGABYTEOSWindows 11 Home AD.Display16.0" 1610 WUXGA 1920x1200 165Hz.Processor13th Gen Intel Core i7-13620H Processor (4.9GHz).GraphicsNVIDIA GeForce RTX 4...
View full detailsHP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver
HPRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.