Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
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ASUS - Zenbook 14 OLED 14 WUXGA Touch Screen Laptop - Intel Core Ultra 5 with 8GB Memory - 512GB SSD - Jasper Gray
ASUSWherever you need to go our remarkably sleek Zenbook 14 OLED is there with you — the ultimate ultraportable laptop that takes sophistication to a ...
View full detailsAcer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 128GB UFS Wi-Fi 6E - Steel Gray
AcerRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsHP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 1TB SDD - Meteor Silver
HPCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsHP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver
HPRuns ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro desi...
View full detailsASUS Chromebook Detachable CM3001 10.5" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Fog Silver
ASUSRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsASUS Chromebook Plus CX5601 16" 2-in-1 Touchscreen Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB SSD - Gray
ASUSRuns ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...
View full detailsLenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsLG - gram 17" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Black
LGWindows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...
View full detailsLenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsLenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i5-1235U with 8 GB Memory - Intel Iris Xe Graphics - 512GB SSD - Storm Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsHP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 5 - 8GB Memory - 512GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 7 - Intel Evo Edition - 16GB Memory - 1TB SSD - Jasper Gray
ASUSWindows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...
View full detailsSamsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray
SamsungUltimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas.Galaxy Book4 Ultra is packed with our mightiest Intel pro...
View full detailsLenovo - Legion 7i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsMSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 9 Intel ARC Graphics with 16GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsHP OMEN - 16.1" 165Hz Full HD Gaming Laptop - Intel Core i7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...
View full detailsHP - Spectre 2-in-1 16" 2.8K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Nightfall Black
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsMSI - Prestige 13 OLED Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsMSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsMicrosoft - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 16GB Memory -GeForce RTX 4050-512GB SSD (Latest Model) - Platinum
MicrosoftBe more productive in Windows 11Windows 11 is optimized for touch on Surface Laptop Studio 2. Tap drag swipe and pinch like you do on your smartpho...
View full detailsMicrosoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage
MicrosoftAccomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...
View full detailsMicrosoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sandstone
MicrosoftAccomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.