Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
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Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 - 8GB Memory - 128GB UFS - Arctic Grey
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsLenovo - IdeaPad 1 15.6" Full HD Touchscreen Laptop - AMD Ryzen 5 7520U - 8GB Memory - 256GB SSD - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsLenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" WUXGA LCD Touchscreen Laptop - Intel Core Ultra 5 Processor - 16GB Memory - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 12GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1TB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsLenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 5 - 7535HS - 8 GB RAM - 256 GB SSD - US
LenovoWindows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...
View full detailsLenovo - IdeaPad 5x - Copilot+ PC - 2-in-1 14" (WUXGA) Touchscreen Laptops- Snapdragon X Plus - 16GB - 512GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsLenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K OLED Touch-Screen Laptop - Snapdragon X Elite - 32GB Memory - 1TB SSD - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsHP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - 17.3" HD+ Laptop - Intel Core i3 - 8GB Memory - 256GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - 15.6" Laptop - AMD Ryzen 5 - 16GB Memory - 256GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - Spectre 2-in-1 16" WQXGA Touch-Screen Laptop - Intel Core Ultra 7 - Intel Evo Edition - 16GB Memory - 1TB SSD - Nightfall Black
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsHP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX with 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsDell - Inspiron 15.6" Touch Screen Laptop - AMD Ryzen 7 7730U with 16GB Memory - 1TB SSD - Black
DellPlenty of Ports Connect all your devices with a variety of portsType With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...
View full detailsDell - Inspiron 15" Touch Screen Laptop - Intel Core i5 with 8GB Memory - 512GB SSD - Black
DellPlenty of PortsConnect all your devices with a variety of portsType With EaseWrite and calculate quickly with roomy keypads separate numeric keypad...
View full detailsDell - Latitude 7350 13.3" Laptop - Intel Core Ultra 7 with 16GB Memory - 512 GB SSD - Titan Gray
DellMicrosoft Windows 11 ProMicrosoft Windows 11 Pro gives you a user-friendly interface with useful features like the taskbar turning into the dock th...
View full detailsASUS - Vivobook 14 14" FHD Laptop - Intel Core i7 - 12GB Memory - 512GB SSD - Quiet Blue
ASUSMicrosoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...
View full detailsASUS - Vivobook 14 14" FHD Laptop - Intel Core i3 - 8GB Memory - 128GB SSD - Quiet Blue
ASUSMicrosoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...
View full detailsASUS - Vivobook 14 14" FHD Laptop - Intel Core i5 - 12GB Memory - 256GB SSD - Quiet Blue
ASUSMicrosoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...
View full detailsASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige
ASUSCopilot+ PCs. A New AI Era BeginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsASUS - Vivobook S14 - 14" WUXGA OLED Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 with 32GB Memory - 1TB SSD - Neutral Black
ASUSCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall1 search across time to find the content you ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.