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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.

Original price $1,143.99 - Original price $1,143.99
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Apple - 13-inch MacBook Air Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,143.99 - Original price $1,143.99
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Original price $1,369.99 - Original price $1,369.99
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Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,369.99 - Original price $1,369.99
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$1,369.99
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Original price $1,369.99 - Original price $1,369.99
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Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,369.99 - Original price $1,369.99
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$1,369.99
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Original price $1,821.99 - Original price $1,821.99
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Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,821.99 - Original price $1,821.99
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Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,821.99 - Original price $1,821.99
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Original price $503.99 - Original price $503.99
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$503.99
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Acer TravelMate B3 11 TMB311-33 - 11.6" - Intel N-series - N200 - 8 GB RAM - 128 GB SSD - US Intl

Acer

Acer TravelMate B3 11 TMB311-33 - 180-degree hinge design - Intel N-series - N200 / up to 3.7 GHz - Win 11 Pro - UHD Graphics - 8 GB RAM - 128 GB S...

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Original price $503.99 - Original price $503.99
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Original price $472.99 - Original price $472.99
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$472.99
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Acer - Aspire Go 15 Laptop 15.3" WUXGA 1920 x 1200 IPS Intel i5-1334U Intel UHD Graphics - 8GB DDR4 256GB PCIe Gen4 SSD - Steel Gray

Acer

Exceptional Performance and ProductivityExperience smooth and responsive performance powered by an Intel Core i5- 1334U processor 8GB memory and 25...

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Original price $472.99 - Original price $472.99
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Original price $412.99 - Original price $412.99
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Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 256GB SSD Wi-Fi 6E - Steel Gray

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $412.99 - Original price $412.99
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Original price $648.99 - Original price $648.99
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$648.99
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Acer - Aspire Vero 16 AV16-51P-58KU-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 5-8GB LPDDR5 Memory-512GB PCIe Gen 4 SSD - Gray

Acer

Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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Original price $648.99 - Original price $648.99
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$648.99
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Original price $957.99 - Original price $957.99
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Acer - Aspire Vero 16 -16" WQXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray

Acer

Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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Original price $957.99 - Original price $957.99
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$957.99
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Original price $1,358.99 - Original price $1,358.99
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MSI - Crosshair 16" 144hz FHD+ Gaming Laptop - Intel 14th Gen Core i7 with 16GB Memory -RTX 4070-1TB SSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,358.99 - Original price $1,358.99
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Original price $2,107.99 - Original price $2,107.99
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Dell - XPS 13 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 32GB Memory 1TB SSD - Graphite

Dell

Modern sleek interiorPart of the iconic design is around the innovative interiors that are easy-to-use comfortable and streamlined. They simplify t...

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Original price $2,107.99 - Original price $2,107.99
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Original price $841.99 - Original price $841.99
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$841.99
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ASUS - Vivobook 14" FHD+ Laptop - Copilot+ PC - Snapdragon X with 16GB Memory - 512GB SSD - Cool Silver

ASUS

Copilot+ PCs. A New AI Era BeginsTurn your ideas from text prompts into generated artwork. With Recall1 search across time to find the content you ...

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Original price $841.99 - Original price $841.99
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Original price $824.99 - Original price $824.99
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Lenovo ThinkBook 14 G7 ARP - 14" - AMD Ryzen 5 - 7535HS - 16 GB RAM - 512 GB SSD - US

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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Original price $824.99 - Original price $824.99
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Original price $1,669.99 - Original price $1,669.99
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ASUS ROG Strix G16 G614JV-AS94 - 16" - Intel Core i9 - 13980HX - 16 GB RAM - 1 TB SSD

ASUS

ASUS ROG Strix G16 G614JV-AS94 - Intel Core i9 - 13980HX / up to 5.6 GHz - Win 11 Home - GeForce RTX 4060 - 16 GB RAM - 1 TB SSD NVMe - 16" 1920 x ...

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Original price $1,669.99 - Original price $1,669.99
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Original price $290.99 - Original price $290.99
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HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Original price $290.99 - Original price $290.99
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Original price $865.99 - Original price $865.99
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Acer - Nitro 15.6" FHD IPS 144Hz Gaming Laptop -13th Gen Intel Core i7- NVIDIA GeForce RTX 4060-16GB DDR5-512GB SSD - Obsidian Black

Acer

Windows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...

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Original price $865.99 - Original price $865.99
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Original price $1,563.99 - Original price $1,563.99
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Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,563.99 - Original price $1,563.99
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Original price $800.99 - Original price $800.99
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$800.99
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ASUS - Vivobook 16 16" FHD+ Laptop - Intel Core i7-13620H with 16GB Memory - 512GB SSD - Cool Silver

ASUS

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $800.99 - Original price $800.99
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$800.99
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Current price $800.99
Original price $524.99 - Original price $524.99
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$524.99
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Lenovo - Ideapad 1i 15.6" FHD Touchscreen Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $524.99 - Original price $524.99
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$524.99
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Current price $524.99
Original price $274.99 - Original price $274.99
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$274.99
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Lenovo - Ideapad 1 15.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 128GB eMMC - Abyss Blue

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $274.99 - Original price $274.99
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$274.99
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Current price $274.99
Original price $1,473.99 - Original price $1,473.99
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ASUS - Vivobook S 14 14" OLED Laptop - Copilot+ PC - Intel Core Ultra 7 258V with 32GB Memory - 1TB SSD - Mist Blue

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,473.99 - Original price $1,473.99
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Original price $3,420.99 - Original price $3,420.99
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Apple - MacBook Pro 14" Laptop - M3 Max chip Built for Apple Intelligence - 36GB Memory - 30-core GPU - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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Original price $3,420.99 - Original price $3,420.99
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Original price $3,007.99 - Original price $3,007.99
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Alienware - x16 R2 16" 240Hz Gaming Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Lunar Silver

Alienware

Premium qualityCombining the structural rigidity of an anodized aluminum lid stainless steel palm rest with a smooth bead-blasted exterior finish t...

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Original price $3,007.99 - Original price $3,007.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.