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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Get a MacBook Pro for work, a powerful gaming laptop, from ASUS, or an AI laptop for school. With a network of lenders, we've got a path to ownership for you. Explore the newest laptops from Apple, Acer, ASUS, Lenovo, and more. Enjoy premium features such as touchscreens, AI features, OLED screens, and the newest NVIDIA graphics cards—all with flexible monthly payments and free shipping. Our rent to own laptop options make it simple to get the laptop you need today while staying within your budget.

Check out our laptop buying guide here or read more about rent to own MacBooks here. 

Original price $2,878.99 - Original price $2,878.99
Original price
$2,878.99
$2,878.99 - $2,878.99
Current price $2,878.99

ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,878.99 - Original price $2,878.99
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Original price $2,236.99 - Original price $2,236.99
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ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,236.99 - Original price $2,236.99
Original price
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Original price $1,767.99 - Original price $1,767.99
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ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $1,767.99 - Original price $1,767.99
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Original price $3,272.99 - Original price $3,272.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,272.99 - Original price $3,272.99
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Original price $1,675.99 - Original price $1,675.99
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Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,675.99 - Original price $1,675.99
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Original price $1,394.99 - Original price $1,394.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,394.99 - Original price $1,394.99
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Original price $886.99 - Original price $886.99
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Acer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray

Acer

The Best of Google in a Laptopkeyboard a crystal clear 120Hz high-resolution display and enjoy the freedom of fast Wi-Fi 6E toGet Google AI Pro 2TB...

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Original price $886.99 - Original price $886.99
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$886.99
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Original price $648.99 - Original price $648.99
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HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $648.99 - Original price $648.99
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$648.99
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Original price $3,323.99 - Original price $3,323.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $3,323.99 - Original price $3,323.99
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Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $476.99 - Original price $476.99
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Original price $2,686.99 - Original price $2,686.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,686.99 - Original price $2,686.99
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Original price $753.99 - Original price $753.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $753.99 - Original price $753.99
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Original price $2,253.99 - Original price $2,253.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,253.99 - Original price $2,253.99
Original price
$2,253.99
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Original price $2,078.99 - Original price $2,078.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,078.99 - Original price $2,078.99
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Original price $3,967.99 - Original price $3,967.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,967.99 - Original price $3,967.99
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Original price $2,838.99 - Original price $2,838.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,838.99 - Original price $2,838.99
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Original price $3,270.99 - Original price $3,270.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,270.99 - Original price $3,270.99
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$3,270.99
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Original price $1,634.99 - Original price $1,634.99
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$1,634.99
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Current price $1,634.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,634.99 - Original price $1,634.99
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Original price $1,256.99 - Original price $1,256.99
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HP - OmniBook Ultra Flip - Copilot+ PC - 14" 3K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Grey

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall185; search across time to find the content ...

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Original price $1,256.99 - Original price $1,256.99
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$1,256.99
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Original price $3,270.99 - Original price $3,270.99
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$3,270.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,270.99 - Original price $3,270.99
Original price
$3,270.99
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Original price $436.99 - Original price $436.99
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$436.99
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Lenovo - Duet 11 Chromebook 11" 2K LCD Touchscreen 2-in-1 Laptop - MediaTek Kompanio 838 2024 - 4GB RAM - 128GB with keyboard - Luna Gray

Lenovo

The ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...

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Original price $436.99 - Original price $436.99
Original price
$436.99
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Original price $2,078.99 - Original price $2,078.99
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Lenovo - Legion 7i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 7 255HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,078.99 - Original price $2,078.99
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$2,078.99
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Original price $1,428.99 - Original price $1,428.99
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Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.8Ghz- 16GB Memory- 1TB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,428.99 - Original price $1,428.99
Original price
$1,428.99
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Original price $1,045.99 - Original price $1,045.99
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Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $1,045.99 - Original price $1,045.99
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$1,045.99
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Original price $373.99 - Original price $373.99
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$373.99
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Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" Full HD- - 4GB Memory - 64GB eMMC

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $373.99 - Original price $373.99
Original price
$373.99
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Original price $428.99 - Original price $428.99
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$428.99
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Current price $428.99

Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" 2K Touchscreen - Intel N100 2023 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $428.99 - Original price $428.99
Original price
$428.99
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Original price $1,788.99 - Original price $1,788.99
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,788.99 - Original price $1,788.99
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$1,788.99
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Original price $818.99 - Original price $818.99
Original price
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Dell- 15.6" 2K Touchscreen Laptop- Intel Core i7 1355U 2023- 16GB Memory- 1TB Storage

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $818.99 - Original price $818.99
Original price
$818.99
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Original price $2,319.99 - Original price $2,319.99
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Dell - Premium - 14" 3.2K OLED Touchsceen Laptop - Intel Core Ultra 7 255H 2025 - 32GB Memory - 1TB Storage - Platinum

Dell

Powerful CreationRun creative apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibil...

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Original price $2,319.99 - Original price $2,319.99
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$2,319.99
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Original price $249.99 - Original price $249.99
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HP - 15.6" Laptop - Intel N100 - 4GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $249.99 - Original price $249.99
Original price
$249.99
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Original price $372.99 - Original price $372.99
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HP - 15.6" Laptop - Intel Core i3 - 8GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $372.99 - Original price $372.99
Original price
$372.99
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Original price $489.99 - Original price $489.99
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$489.99
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HP - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

15.6-in FHD touchscreen display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing a...

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Original price $489.99 - Original price $489.99
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$489.99
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Original price $749.99 - Original price $749.99
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HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver

HP

Up to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...

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Original price $749.99 - Original price $749.99
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$749.99
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Original price $755.99 - Original price $755.99
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HP - OmniBook 5 - Copilot+ PC - 16" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 1TB SSD - Glacier Silver

HP

Up to 34 hours video playback battery lifeFeel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weeke...

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Original price $755.99 - Original price $755.99
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$755.99
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Original price $2,302.99 - Original price $2,302.99
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Dell - Premium 16.3" 4K OLED Touchscreen Laptop - Intel Core Ultra 7 255H - 32GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Platinum

Dell

Powerful CreationRun demanding apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibi...

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Original price $2,302.99 - Original price $2,302.99
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$2,302.99
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Original price $879.99 - Original price $879.99
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Dell - Inspiron 14" 2-in-1 FHD+ Touch Screen Laptop - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Ice

Dell

AI-Enabled Video Chat featuresNew AI-enabled auto framing moves with you and AI-enabled eye-contact keeps you engaged even if you glance away.Power...

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Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop to play games, or a lightweight notebook for portable computing, we've got top brands like Apple, Dell, ASUS, Lenovo, Acer, Razer, MSI, and more.

Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. Get pre approved today for rent to own services at Finance My Cart and get the perfect laptop for your lifestyle TODAY.

How Terrace Finance Works for Your Laptop Needs

Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the laptops and computers you need. Many applicants receive easy approval (with no credit needed offers available!)

Apply through any link on our site, and our agents will help finalize your contract for the laptop you choose. Powerful computing and the latest technology is just a few steps away.

Why Choose a Rent-to-Own Laptop Computer?

Get the perfect laptop now without applying for a credit card or waiting and saving. Renting to own or leasing to own gives you another way to pay for the laptop you need without having to wait and save.

Spread payments over time with flexible monthly payment plans that work within your budget.

Is There a Credit Check?

No! We specialize in providing rent-to-own services with no credit needed offers and easy approval processes. We have laptop and computer financing programs for customers across the lending spectrum.

Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new laptop computer.

Can I Pay Off My Laptop Early to Save Money?

Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your laptop before the agreement term is complete, potentially saving you money. Getting a new computer has never been easier - Finance My Cart is here to help you access the things you need with the payment services