Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,751.99 - Original price $1,751.99Original price$1,751.99$1,751.99 - $1,751.99Current price $1,751.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 1TB SSD (7th Edition) - Graphite
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,751.99 - Original price $1,751.99Original price$1,751.99$1,751.99 - $1,751.99Current price $1,751.99| / -
Original price $886.99 - Original price $886.99Original price$886.99$886.99 - $886.99Current price $886.99| /
Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Ice Blue
MicrosoftAccomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...
View full detailsOriginal price $886.99 - Original price $886.99Original price$886.99$886.99 - $886.99Current price $886.99| / -
Original price $956.99 - Original price $956.99Original price$956.99$956.99 - $956.99Current price $956.99| /
HP - Envy 2-in-1 16" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $956.99 - Original price $956.99Original price$956.99$956.99 - $956.99Current price $956.99| / -
Original price $613.99 - Original price $613.99Original price$613.99$613.99 - $613.99Current price $613.99| /
HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 5 - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $613.99 - Original price $613.99Original price$613.99$613.99 - $613.99Current price $613.99| / -
Original price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| / -
Original price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Edition) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| / -
Original price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Edition) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,127.99 - Original price $1,127.99Original price$1,127.99$1,127.99 - $1,127.99Current price $1,127.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus - 16GB Memory
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,127.99 - Original price $1,127.99Original price$1,127.99$1,127.99 - $1,127.99Current price $1,127.99| / -
Original price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,346.99 - Original price $1,346.99Original price$1,346.99$1,346.99 - $1,346.99Current price $1,346.99| / -
Original price $1,454.99 - Original price $1,454.99Original price$1,454.99$1,454.99 - $1,454.99Current price $1,454.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 1TB SSD (7th Edition) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,454.99 - Original price $1,454.99Original price$1,454.99$1,454.99 - $1,454.99Current price $1,454.99| / -
Original price $1,251.99 - Original price $1,251.99Original price$1,251.99$1,251.99 - $1,251.99Current price $1,251.99| /
Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite - 16GB Memory - 256GB SSD (7th Edition) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,251.99 - Original price $1,251.99Original price$1,251.99$1,251.99 - $1,251.99Current price $1,251.99| / -
Original price $1,102.99 - Original price $1,102.99Original price$1,102.99$1,102.99 - $1,102.99Current price $1,102.99| /
Dell - Inspiron 14 Plus - Copilot+ PC - 14" QHD Touch Laptop - Snapdragon X Plus - 16GB - 512GB SSD - Ice
DellCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $1,102.99 - Original price $1,102.99Original price$1,102.99$1,102.99 - $1,102.99Current price $1,102.99| / -
Original price $460.99 - Original price $460.99Original price$460.99$460.99 - $460.99Current price $460.99| /
HP - 2-in-1 14" Touch-Screen Chromebook - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue
HPChrome OSChromebooks run Chrome OS the Google-designed operating system that has never had a virus automatically keeps everything up to date and ha...
View full detailsOriginal price $460.99 - Original price $460.99Original price$460.99$460.99 - $460.99Current price $460.99| / -
Original price $2,115.99 - Original price $2,115.99Original price$2,115.99$2,115.99 - $2,115.99Current price $2,115.99| /
Alienware - m16 R2 QHD+ 240Hz Gaming Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon
AlienwareWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $2,115.99 - Original price $2,115.99Original price$2,115.99$2,115.99 - $2,115.99Current price $2,115.99| / -
Original price $2,116.99 - Original price $2,116.99Original price$2,116.99$2,116.99 - $2,116.99Current price $2,116.99| /
Lenovo - Yoga Pro 9i 16" 3.2K Mini LED Touchscreen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,116.99 - Original price $2,116.99Original price$2,116.99$2,116.99 - $2,116.99Current price $2,116.99| / -
Original price $1,020.99 - Original price $1,020.99Original price$1,020.99$1,020.99 - $1,020.99Current price $1,020.99| /
HP - Envy 2-in-1 16" Wide Ultra XGA Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $1,020.99 - Original price $1,020.99Original price$1,020.99$1,020.99 - $1,020.99Current price $1,020.99| / -
Original price $1,239.99 - Original price $1,239.99Original price$1,239.99$1,239.99 - $1,239.99Current price $1,239.99| /
HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $1,239.99 - Original price $1,239.99Original price$1,239.99$1,239.99 - $1,239.99Current price $1,239.99| / -
Original price $2,705.99 - Original price $2,705.99Original price$2,705.99$2,705.99 - $2,705.99Current price $2,705.99| /
ASUS - ROG Strix 18" 240Hz Gaming Laptop QHD-Intel 14th Gen Core i9 with 32GB Memory-NVIDIA GeForce RTX 4080-2TB SSD - Eclipse Gray
ASUSWindows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...
View full detailsOriginal price $2,705.99 - Original price $2,705.99Original price$2,705.99$2,705.99 - $2,705.99Current price $2,705.99| / -
Original price $1,503.99 - Original price $1,503.99Original price$1,503.99$1,503.99 - $1,503.99Current price $1,503.99| /
Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 512GB Storage - Sapphire Blue
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $1,503.99 - Original price $1,503.99Original price$1,503.99$1,503.99 - $1,503.99Current price $1,503.99| / -
Original price $467.99 - Original price $467.99Original price$467.99$467.99 - $467.99Current price $467.99| /
Lenovo - IdeaPad 3i Chromebook Laptop - 15" FHD Touch Screen - Pentium Silver N6000 - 8GB Memory - 128GB SSD - Arctic Grey
LenovoChrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It is secu...
View full detailsOriginal price $467.99 - Original price $467.99Original price$467.99$467.99 - $467.99Current price $467.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.