Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
Filters
- Alamont Home (122)
- Arozzi (3)
- Corsair (2)
- Finch (2)
- Insignia (8)
- La-Z-Boy (6)
- Office Star Products (13)
- OSP Home Furnishings (133)
- Patio Sense (2)
- Pure Garden (12)
- Razer (2)
- Sanus (1)
- Sauder (60)
- Serta (13)
- Simpli Home (16)
- Steelcase (49)
- True Seating (1)
- Victor Technology (1)
- Walker Edison (71)
- X Rocker (2)
OSP Home Furnishings - Denmark Writing Desk - Natural
OSP Home FurnishingsModern Scandinavian styleNatural clear woodgrain finish with sturdy powder-coated steel frameExtra storageTwo deep drawers with Euro-style door gli...
View full detailsWalker Edison - Modern Patio Outdoor Garden Metal Loveseat Bench - Brown
Walker EdisonModern outdoor loveseatPlush seat and backrest cushions with piped edgesUV resistant machine-washable fabric cushion coversSolid acacia wood frame ...
View full detailsWalker Edison - Everest Acacia Wood Adirondack Chair - Blue
Walker EdisonMade out of gorgeous acacia hardwood for a natural grain finishIn a classic Adirondack style to complement your outdoor spaceIt’s resistant to a va...
View full detailsWalker Edison - Everest Acacia Wood Adirondack Chair - White Wash
Walker EdisonMade out of gorgeous acacia hardwood for a natural grain finishIn a classic Adirondack style to complement your outdoor spaceIt’s resistant to a va...
View full detailsWalker Edison - Everest Acacia Wood Outdoor Dining Table - Gray Wash
Walker EdisonMade out of acacia wood for a natural grain finishWith a simple modern design to complement your outdoor spacePosition chairs of your choice around...
View full detailsWalker Edison - Everest Acacia Wood Outdoor Dining Table - Dark Brown
Walker EdisonMade out of acacia wood for a natural grain finishWith a simple modern design to complement your outdoor spacePosition chairs of your choice around...
View full detailsArozzi - Arena Ultrawide Curved Gaming Desk - Pure Black
ArozziImmersive Gaming ExperienceMetal legs offer sturdy support and microfiber top provides a solid surface.Full Coverage MousepadThe Arena's extremely ...
View full detailsVictor - Mobile Adjustable Standing Desk with Keyboard Tray 25.6" Wide - Black
Victor TechnologyHeight rangeSit or stand with the adjustable desk height of 29.5" to 45.3".Easily adjustableHigh strength gas strut provides fast and easy height a...
View full detailsWalker Edison - Papasan Wicker Patio Chairs with Cushion - Natural
Walker EdisonHaving a functional contouring design for maximum comfortMixed material design for a stylish addition to your patio or deckDurable and lightweight ...
View full detailsOSP Home Furnishings - Modern Life Desk in - Black
OSP Home FurnishingsEasy to assemblyAssembly simple assembly top portion ships assembledEasy access to your electronicsInnovative power tray provides easy access built...
View full detailsWalker Edison - Modern Solid Acacia Wood Round Outdoor Dining Table - Brown
Walker EdisonDine in styleSeat up to 4 of your friends and family around the sturdy tabletop.Modern detailsShow off your style with the unique X legs.Sturdy bui...
View full detailsWalker Edison - Circle Weave Round Outdoor Umbrella Base - Antique Brown
Walker EdisonDimensions (after simple assembly)14" H x 19" L x 19" W; weighs 27 LBSIn a fashionable circle weave designMade of polyresin in a powder coated fini...
View full detailsWalker Edison - 5-Piece Everest Acacia Wood Patio Dining Set - Dark Brown
Walker EdisonDimensions (after assembly)Table 30" H x 60" L x 32" W weighs 48 LBS and Chairs 37" H x 24" L x 20" W weighs 24 LBS (each)Weather resistant patio s...
View full detailsOSP Home Furnishings - Hagney Lane L-Shape Desk - Farm Oak
OSP Home FurnishingsAmple L-Shaped worksurface extends 48" x 58"Ample work spaceContemporary and modern design styleWoodgrain finish accented with attractive "-metal f...
View full detailsInsignia - Ergonomic Mesh Office Chair with Adjustable Arms - Black
Insignia5-pointed star base with wheelsMakes it easy to move around your workspace.Adjustable seat and arm restFits your body’s specific needs.Swivel and t...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.