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  • Original price $126.99 - Original price $126.99
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    Office Star Products - Single Monitor Arm with USB - Black

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $126.99 - Original price $126.99
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  • Original price $300.99 - Original price $300.99
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    OSP Home Furnishings - Tool Less Meridian Computer Desk - Black / Clear Glass

    OSP Home Furnishings

    ContemporaryClean contemporary design compliments most any decorSolid constructionMade of select veneers and wood solids finished in a beautiful Eb...

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    Original price $300.99 - Original price $300.99
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  • Original price $379.99 - Original price $379.99
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    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $379.99 - Original price $379.99
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  • Original price $126.99 - Original price $126.99
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    Office Star Products - Single Monitor Arm with USB - Silver

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $126.99 - Original price $126.99
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  • Original price $384.99 - Original price $384.99
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    OSP Home Furnishings - ACE 60" Desk with Hutch Shelf - White

    OSP Home Furnishings

    Attractive Contemporary StyleAttractive perforated metal frame adds visual interestBuilt in monitor standHutch design allows more storage beneath u...

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    Original price $384.99 - Original price $384.99
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  • Original price $276.99 - Original price $276.99
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    OSP Home Furnishings - 60" Writing Desk - Gray/Brown

    OSP Home Furnishings

    Elegant Modern StyleContemporary mixed materials of metal and woodgrainAmble work spaceExpansive 60" top surface in beautiful woodgrain finishVersa...

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    Original price $276.99 - Original price $276.99
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  • Original price $230.99 - Original price $230.99
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    Walker Edison - Sliding Barn Door Hanging Wall Storage - Brushed White/Rustic Oak

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF durable laminate and powder-coated steelAmple open storageStore essentials on 2 fixed s...

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    Original price $230.99 - Original price $230.99
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  • Original price $118.99 - Original price $118.99
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    OSP Home Furnishings - Writing Desk 48" - Brown

    OSP Home Furnishings

    Attractive Contemporary StyleAppealing light woodgrain finish with sturdy hairpin-style black metal legsAmble work space48" x 22" desktop workspace...

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    Original price $118.99 - Original price $118.99
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  • Original price $276.99 - Original price $276.99
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    OSP Home Furnishings - 60" Writing Desk - Taupe/Brown

    OSP Home Furnishings

    Elegant Modern StyleContemporary mixed materials of metal and woodgrainAmble work spaceExpansive 60" top surface in beautiful woodgrain finishVersa...

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    Original price $276.99 - Original price $276.99
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  • Original price $123.99 - Original price $123.99
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    OSP Home Furnishings - Writing Desk 48" - Gray

    OSP Home Furnishings

    Attractive Contemporary StyleAppealing grey woodgrain finish with sturdy hairpin-style black metal legsAmble work space48" x 22" desktop workspaceA...

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    Original price $123.99 - Original price $123.99
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  • Original price $395.99 - Original price $395.99
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    Walker Edison - 58" Mid-Century Modern Fluted-Door TV Stand for TVs up to 65" - Mocha

    Walker Edison

    Sleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...

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    Original price $395.99 - Original price $395.99
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  • Original price $102.99 - Original price $102.99
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    Insignia - TV Stand for Most TVs Up to 55 - Black

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral black colorSolid black finish matches your e...

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    Original price $102.99 - Original price $102.99
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  • Original price $302.99 - Original price $302.99
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    Walker Edison - Retro 2-Piece 2-Drawer Nightstand Set - Black

    Walker Edison

    Comes in a setIncludes 2 nightstandsVersatile styleUse as nightstands side tables or end tablesSolid sustainable buildMade from responsibly sourced...

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    Original price $302.99 - Original price $302.99
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  • Original price $431.99 - Original price $431.99
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    Walker Edison - Mid Century Open Cubby Nightstand set of 2 - Caramel

    Walker Edison

    Stylish solid wood constructionMade with responsibly-sourced solid pine woodOpen and closed storageStowe your essentials within 1 smooth-glide draw...

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    Original price $431.99 - Original price $431.99
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  • Original price $302.99 - Original price $302.99
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    RETRO 2-PIECE 2-DRAW

    Walker Edison

    RETRO 2-PIECE 2-DRAWER NIGHTSTAND SET

    Original price $302.99 - Original price $302.99
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  • Original price $431.99 - Original price $431.99
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    2-PIECE OPEN CUBBY N

    Walker Edison

    2-PIECE OPEN CUBBY NIGHTSTAND SET

    Original price $431.99 - Original price $431.99
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  • Original price $230.99 - Original price $230.99
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    SLIDING BARN DOOR HA

    Walker Edison

    SLIDING BARN DOOR HANGING WALL STORAGE

    Original price $230.99 - Original price $230.99
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  • Original price $395.99 - Original price $395.99
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    MID-CENTURY MODERN F

    Walker Edison

    MID-CENTURY MODERN FLUTED TV STAND

    Original price $395.99 - Original price $395.99
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  • Original price $520.99 - Original price $520.99
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    Sauder - Computer Desk Mo W/ Ro - Mystic Oak

    Sauder

    Slide-out keyboard/mouse shelf with metal runners and safety stops.Storage area behind door holds vertical CPU tower and has an adjustable shelf.Tw...

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    Original price $520.99 - Original price $520.99
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  • Original price $367.99 - Original price $367.99
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    Serta - Comfort Big and Tall Modern Bonded Leather Executive Office Chair - Black

    Serta

    Stylish and professionalGenerously padded for a semi-plush comfort for long hours of sitting. This chair features a single channel tuft that adds m...

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    Original price $367.99 - Original price $367.99
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  • Original price $323.99 - Original price $323.99
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    Whalen Furniture - Adelia 65in TV Console - Dark Steel Gray

    Whalen

    Display ShelvingOpen layout shelving for display of soundbars and other necessary audio and video devices.Modern style unique flairElevate the look...

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    Original price $323.99 - Original price $323.99
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  • Original price $241.99 - Original price $241.99
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    Sauder - Aspen Post Night Stand Pmo - Prime Oak

    Sauder

    DURABILITYDurable 1" thick top for dependable display options.DRAWERDrawer features metal runners and safety stops for easy-glide storage.SHELVINGO...

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    Original price $241.99 - Original price $241.99
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  • Original price $527.99 - Original price $527.99
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    Sauder - Aspen Post Storage Cabinet - Prime Oak

    Sauder

    Number of Shelves/Drawers4 Adjustable Shelves and 1 Fixed ShelfMaterialsEngineered woodDesign StyleModern FarmhouseAssembly RequiredSave time by ad...

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    Original price $527.99 - Original price $527.99
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  • Original price $239.99 - Original price $239.99
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    Walker Edison - 25" Mid Century Modern Solid Wood Tray-Top Nightstand - White

    Walker Edison

    Dimensions (after assembly)25.5" H x 25" L x 16" W; Weighs 35 LBSSolid wood constructionMade with solid pine wood sustainably sourced from renewabl...

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    Original price $239.99 - Original price $239.99
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  • Original price $388.99 - Original price $388.99
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    Sauder - Cottage Road Storage Coffee Table - Brown

    Sauder

    Construction MaterialsEngineered woodShelf1Design StyleDrawers2AssemblyMinimal assembly required. Save time by adding a Furniture Assembly service...

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    Original price $388.99 - Original price $388.99
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  • Original price $184.99 - Original price $184.99
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    Sauder - River Ranch Bookcase Full Queen Headboard - Soft White

    Sauder

    Construction materials/FinishEngineered wood with a Laminate Soft White finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishSoft...

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    Original price $184.99 - Original price $184.99
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  • Original price $324.99 - Original price $324.99
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    Insignia - TV Stand for Most Flat-Panel TVs Up to 75" - Gray

    Insignia

    Supports TVs up to 75"Sturdy mount and top shelf supports most flat screen TVs up to 75 in. (190.5 cm) and 100 lbs. (45.4 kg).Integrated flat-panel...

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    Original price $324.99 - Original price $324.99
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  • Original price $146.99 - Original price $146.99
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    Office Star Products - Single Monitor Arm with USB - White

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

    View full details
    Original price $146.99 - Original price $146.99
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    $146.99
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  • Original price $1,378.99 - Original price $1,378.99
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    Walker Edison - Modern 4-Piece Eucalyptus Outdoor Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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    Original price $1,378.99 - Original price $1,378.99
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  • Original price $433.99 - Original price $433.99
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    Walker Edison - Modern Acacia Wood Outdoor Loveseat - Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $433.99 - Original price $433.99
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  • Original price $141.99 - Original price $141.99
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    OSP Home Furnishings - 2 Drawer Locking Metal File Cabinet - Black

    OSP Home Furnishings

    Locking bottom file drawerKeep your documents secureLarge drawerDurable letter size file rack. Deep full sided drawers with durable roller slidesNo...

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    Original price $141.99 - Original price $141.99
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  • Original price $152.99 - Original price $152.99
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    Simpli Home - Rayne 30 inch Metal Bar Stool (Set of 2) - Gray

    Simpli Home

    Product dimensions17.7" D x 17.2" W x 39.6" HProduct detailsHand constructed using high quality iron sheeting and tubingProduct descriptionHand fin...

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    Original price $152.99 - Original price $152.99
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  • Original price $1,996.99 - Original price $1,996.99
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    Walker Edison - Modern 4-Piece Outdoor Patio Sectional - Grey

    Walker Edison

    Dimensions (after assembly)Loveseat 26 H x 54 L x 28 W weighs 62 LBS (each); Table 13 H x 52 L x 26 W weighs 30LBS and Chair 26 H x 26 L x 28 W wei...

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    Original price $1,996.99 - Original price $1,996.99
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  • Original price $1,083.99 - Original price $1,083.99
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    Walker Edison - 4-Piece Everest Acacia Wood Extendable Patio Dining Set - Dark Brown

    Walker Edison

    Dimensions (after assembly)Table 30" H x 55-79" L x 35" W Weighs 75 LBS; Chairs 37" H x 24" L x 20" W Weighs 24 LBS (each); Bench 18" H x 53" L x 1...

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    Original price $1,083.99 - Original price $1,083.99
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  • Original price $1,450.99 - Original price $1,450.99
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    Walker Edison - 6-Piece Cypress Acacia Wood Extendable Patio Dining Set - Dark Brown

    Walker Edison

    Dimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 85 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each) and Bench 18" H x 53" L...

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    Original price $1,450.99 - Original price $1,450.99
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  • Original price $1,659.99 - Original price $1,659.99
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    Walker Edison - Modern 7-Piece Acacia Wood Outdoor Dining Set - Natural

    Walker Edison

    Room for a crowdHost summer parties with 6 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $1,659.99 - Original price $1,659.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.