Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
Filters
- Alamont Home (122)
- Arozzi (3)
- Corsair (2)
- Finch (2)
- Insignia (8)
- La-Z-Boy (6)
- Office Star Products (13)
- OSP Home Furnishings (133)
- Patio Sense (2)
- Pure Garden (12)
- Razer (2)
- Sanus (1)
- Sauder (60)
- Serta (13)
- Simpli Home (16)
- Steelcase (49)
- True Seating (1)
- Victor Technology (1)
- Walker Edison (71)
- X Rocker (2)
Steelcase - Series 1 Air Chair with Seagull Frame - Era Onyx / Seagull Frame
SteelcaseBack SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...
View full detailsSteelcase - Series 1 Air Chair with Black Frame - Era Onyx / Black Frame
SteelcaseBack SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...
View full detailsFinch - Thaddeus Console Oval Table - Dark Gray
FinchGreat addition to any roomAdd a convenient extra table anywhere in your home from the foyer to the living room.Assitional storageStorage drawer mak...
View full detailsSauder - Tremont Row 2-Drawer Lateral File Cabinet - Mystic Oak
SauderConstruction MaterialsEngineered wood MetalCollectionTremont RowDesign StyleBistro ContemporaryFinishTremont RowAssemblyMinimal assembly required. ...
View full detailsSauder - Cannery Bridge 6-Drawer Dresser - Sindoori Mango
SauderConstruction MaterialsEngineered WoodNumber of Drawers6Design StyleBohemian Industrial Modern FarmhouseFinishSindoori MangoAssemblyMinimal assembly...
View full detailsSauder - Walter Heights 2-Drawer Lateral File Cabinet - Blade Walnut
SauderConstruction MaterialsEngineered wood MetalCollectionWalter HeightsDesign StyleContemporaryFinishWalter HeightsAssemblyMinimal assembly required. ...
View full detailsSauder - Hudson Court Lateral File Cabinet with Shelf - Pearl Oak
SauderConstruction MaterialsEngineered woodCollectionHudson CourtDesign StyleContemporaryFinishHudson CourtAssemblyMinimal assembly required. Save time ...
View full detailsOSP Home Furnishings - Contempo 40" Desk with Drawer - Brown
OSP Home FurnishingsEasy to assembleEasy assembly / desk top ships assembled with drawersEasy access to your electronicsFeatures an accessory drawer and storage shelf ...
View full detailsInsignia - Essential PC Gaming Chair - Black
InsigniaAdjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...
View full detailsWalker Edison - Deep Seated Acacia Wood Patio Chair with Ottoman - Brown
Walker EdisonModern and contemporary designIncludes plush grey cushions for comfortable seatingFeaturing an ottoman to rest your feet onMade out of Acacia wood ...
View full detailsWalker Edison - 7-Piece Cypress Acacia Wood Patio Dining Set - Brown
Walker EdisonWith a natural grain finish made of acacia hardwoodIncludes plush polyester cushions for comfortHide-away butterfly leaf accommodates additional gu...
View full detailsWalker Edison - 6-Piece Cypress Acacia Wood Extendable Patio Dining Set - Brown
Walker EdisonDimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 85 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each) and Bench 18" H x 53" L...
View full detailsWalker Edison - 4-Piece Everest Acacia Wood Extendable Patio Dining Set - Brown
Walker EdisonDimensions (after assembly)Table 30" H x 55-79" L x 35" W Weighs 75 LBS; Chairs 37" H x 24" L x 20" W Weighs 24 LBS (each); Bench 18" H x 53" L x 1...
View full detailsOSP Home Furnishings - Dane Accent Chair - Charcoal
OSP Home FurnishingsSophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...
View full detailsOSP Home Furnishings - Eagle Ridge Counter Stool in Finish - Black
OSP Home FurnishingsTraditional Windsor style counter height stoolSaddled seat for comfortSolid wood constructionElegant tapered legSemi-assembled some assembly required
Walker Edison - Harbor 3-Piece Acacia Wood Patio Sectional - Brown
Walker EdisonApply Tealk Oil as needed for maintenanceSet includes two chairs and one ottomanL/R Arm Chair 30.25 H x 24 L x 24 W 22 lbs Ottoman 23.25 x 23.25 x...
View full detailsWalker Edison - 7-Piece Cypress Patio Dining Set - Dark Brown
Walker EdisonApply teak oil as needed for maintenanceSolid Acacia Wood for a durable long lasting setShelter during extreme weather both heat and precipitationP...
View full detailsWalker Edison - Modern Solid Wood Spindle-Style Outdoor Lounge Chair - Brown
Walker EdisonVersatile buildUse on your patio deck or poolside.Modern detailsShow off your style with the unique spindled back.Sturdy buildMade from solid eucal...
View full detailsWalker Edison - Modern Solid Wood Spindle-Style Outdoor Coffee Table - Brown
Walker EdisonVersatile buildUse in outdoor or indoor spaces.Modern detailsShow off your style with the modern spindle-style legs.Sturdy buildMade from solid euc...
View full detailsSteelcase - Series 2 3D Airback Chair with Seagull Frame - Onyx/Licorice
SteelcaseUpholsteryEra seat fabric is 100 polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...
View full detailsSteelcase - Series 2 3D Airback Chair with Seagull Frame - Onyx/Licorice
SteelcaseUpholsteryEra seat fabric is 100 polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...
View full detailsWalker Edison - Modern Acacia Outdoor Lounge Chair - Brown
Walker EdisonTrendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...
View full detailsWalker Edison - Modern Acacia Outdoor Lounge Chair - Dark Brown
Walker EdisonTrendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...
View full detailsOSP Home Furnishings - Milford Rustic Writing Desk - Antique White
OSP Home FurnishingsTraditional design with rustic touchesDecorative horizontal drawer pulls in burnished black. Classic 2-Tone Acacia veneers and paint finishesLarge ...
View full detailsWalker Edison - Modern Solid Wood Outdoor Loveseat - Natural
Walker EdisonStylish detailsShow off your style with the unique curved arms.Comfortable designRelax on the comfortable cushioned backrest and seat.Sturdy buildM...
View full detailsWalker Edison - Modern Solid Wood Slatted Outdoor Loveseat - Brown
Walker EdisonStylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...
View full detailsOSP Home Furnishings - Zenos Desk - Cherry
OSP Home FurnishingsSturdy desk topAttractive 8mm tempered glass desktop with chrome standoff hardwareAmple desktop surface48" x 24" worksurfaceSolid constructionBeaut...
View full detailsInsignia - Computer Desk 47" Wide - Light Oak
InsigniaSturdy designMetal legs help provide stability while the tabletop provides a stable work surface that holds up to 70 lbs. (31.8 kg).Plenty of works...
View full detailsInsignia - L-Shaped Computer Desk with Hutch - Black
InsigniaSturdy designMetal legs help provide stability while the particleboard tabletop offers a stable work surface that holds up to 100 lbs. (45.4 kg).Pl...
View full detailsInsignia - Adjustable Standing Desk with Electronic Control - 47.2" - Oak
InsigniaStanding or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...
View full detailsInsignia - Adjustable Standing Desk with Electronic Control - 47.2" - Black
InsigniaStanding or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...
View full detailsWalker Edison - Cypress Acacia Wood Patio Chairs Set of 2 - Grey Wash
Walker EdisonSolid acacia wood construction perfect for outdoor usePainted finishPair with other outdoor pieces for a complete patio setUse on your patio deck o...
View full detailsOSP Home Furnishings - Alpine 2-Drawer Vertical File with Lockdowel Fastening System - White
OSP Home FurnishingsSecurity and PrivacyLocking top drawerNumber of drawers2 storage drawersOrganize fileCompatible with letter size documentsSmooth open and closingSm...
View full detailsWalker Edison - Acacia Wood Outdoor Patio Stools Set of 2 - Dark Brown
Walker EdisonNaturally weather resistant acacia woodUV resistant fabric and foamRemovable cushion covers with hook and loop strapsModern slat backrestAssembly i...
View full detailsWalker Edison - Windsor Acacia Wood Patio Chairs Set of 2 - White Wash
Walker EdisonModern transitional styleAttractive chevron design on backrest and seatMade from solid acacia woodComfortable contoured seatsIncludes 2 patio chair...
View full detailsWalker Edison - Windsor Rocking Chair - Dark Brown
Walker EdisonModern style with chevron detailingPerfect for your backyard patio or deckWeather resistantAcacia wood material ideal for outdoor useAssembly is re...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.