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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $390.99 - Original price $390.99
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    WD - BLACK SN850X 4TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.4TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $390.99 - Original price $390.99
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    WD - BLACK SN770 2TB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $207.99 - Original price $207.99
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    WD - BLACK SN770 1TB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.1TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $120.99 - Original price $120.99
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    Razer - Leviathan V2 X Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

    Razer

    PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

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    Original price $117.99 - Original price $117.99
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  • Original price $125.99 - Original price $125.99
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    Glorious - Model D 2 Pro Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Optimized for controlIts ergonomic shape and ultralight weight combine to make aiming feel exceptionally quick and precise. Perfect for fast-paced ...

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    Original price $125.99 - Original price $125.99
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    Turtle Beach - Stealth 700 Gen 2 MAX Wireless Gaming Headset for Xbox PS5 PS4 Nintendo Switch PC - Black

    Turtle Beach

    Officially Licensed for XboxOfficially licensed by Microsoft for Xbox Series X Xbox Series S Xbox One X Xbox One S to ensure a high-quality gaming...

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    Original price $212.99 - Original price $212.99
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  • Original price $161.99 - Original price $161.99
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    Turtle Beach - Stealth 700 Gen 2 MAX Wireless Gaming Headset for Xbox PS5 PS4 Nintendo Switch PC - Cobalt Blue

    Turtle Beach

    Officially Licensed for XboxOfficially licensed by Microsoft for Xbox Series X Xbox Series S Xbox One X Xbox One S to ensure a high-quality gaming...

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    Original price $161.99 - Original price $161.99
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  • Original price $92.99 - Original price $92.99
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    SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

    Steel Series

    Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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    Original price $92.99 - Original price $92.99
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    TP-Link - Archer AX3000 Pro Dual-Band Wi-Fi 6 Router - Black

    TP Link

    Next-Gen Gigabit Wi-Fi 6 speedSpeeds up to 3 Gbps (2402 Mbps on 5 GHz band and 574 Mbps on 2.4 GHz band) ensure smoother streaming and faster downl...

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    Original price $180.99 - Original price $180.99
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  • Original price $191.99 - Original price $191.99
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    Samsung - 990 PRO 1TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

    Samsung

    Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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    Original price $191.99 - Original price $191.99
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    PowerA - MOGA XP-ULTRA Multi-Platform Wireless Controller for Xbox Series XS Mobile PC - Black

    PowerA

    Multi-platform excellenceIdeal for Game Pass Ultimate The XP-ULTRA is the first licensed wireless controller for Xbox Series XS and Xbox One. This...

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    Original price $142.99 - Original price $142.99
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    Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

    Razer

    Multi-driver PC Soundbar and SubwooferPacked with 2 full-range drivers a down-firing subwoofer and more our all-in-one sound system is designed to ...

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    Original price $270.99 - Original price $270.99
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    HP - 27" IPS LED QHD Monitor with Adjustable Height (HDMI VGA) - Silver Black

    HP

    More screen in less spaceExperience more desk space than you thought possible with this height-adjustable ultra-slim HP display. The attractive mic...

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    Original price $376.99 - Original price $376.99
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  • Original price $102.99 - Original price $102.99
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    PowerA - FUSION Pro 3 Wired Controller for Xbox Series XS - Midnight Shadow

    PowerA

    Midnight shadow designEthereal tendrils of darkness drift silently like smoke in this ominously mysterious design.Advanced gaming buttonsAdvanced G...

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    Original price $102.99 - Original price $102.99
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  • Original price $323.99 - Original price $323.99
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    SteelSeries Alias Pro XLR Microphone

    Steel Series

    MIC FOR GAMINGDesigned for gaming broadcasting and podcasting level up your stream with Alias Pro and free audio softwarePRO XLR MICPro-grade XLR c...

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    Original price $323.99 - Original price $323.99
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  • Original price $212.99 - Original price $212.99
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    Turtle Beach - Stealth 700 Gen 2 MAX PS Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC - Black

    Turtle Beach

    Maximum game timeIncredible 40+ battery lets you play for weeks on end without ever thinking of charging the battery. Plus with quick-charging you ...

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    Original price $212.99 - Original price $212.99
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  • Original price $161.99 - Original price $161.99
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    Turtle Beach - Stealth 700 Gen 2 MAX PS Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC - Cobalt Blue

    Turtle Beach

    Maximum Game TimeIncredible 40+ battery lets you play for weeks on end without ever thinking of charging the battery. Plus with quick-charging you ...

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  • Original price $148.99 - Original price $148.99
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    SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

    Steel Series

    Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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    Original price $148.99 - Original price $148.99
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  • Original price $106.99 - Original price $106.99
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    CORSAIR - K70 CORE RGB Mechanical Gaming Keyboard - Gray

    Corsair

    Magnificent mechanical keyboard experiencePre-lubricated CORSAIR Red linear mechanical switches deliver smooth responsive keystrokes enhanced by tw...

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    Original price $106.99 - Original price $106.99
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  • Original price $162.99 - Original price $162.99
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    CORSAIR - HS80 MAX Wireless Gaming Headset for PC PS5 PS4 - Steel Gray

    Corsair

    Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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    Original price $162.99 - Original price $162.99
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  • Original price $95.99 - Original price $95.99
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    CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - White

    Corsair

    Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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    Original price $95.99 - Original price $95.99
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  • Original price $116.99 - Original price $116.99
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    CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

    Corsair

    Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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    Original price $116.99 - Original price $116.99
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  • Original price $167.99 - Original price $167.99
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    CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon

    Corsair

    Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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    Original price $167.99 - Original price $167.99
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  • Original price $152.99 - Original price $152.99
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    CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

    Corsair

    Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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    Original price $152.99 - Original price $152.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.