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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $186.99 - Original price $186.99
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    Logitech - G915 LIGHTSPEED TKL Wireless Mechanical GL Tactile Switch Gaming Keyboard with RGB Backlighting - White

    Logitech

    LIGHTSYNC technologyProvides RGB lighting that synchronizes lighting with any content. Personalize each key or create custom animations from 16.8M ...

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    Original price $186.99 - Original price $186.99
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  • Original price $98.99 - Original price $98.99
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    PNY - XLR8 Gaming 16GB (2x8GB) 3200MHz DDR4 DRAM (PC4-25600) CL16 1.35V Memory Kit - Red

    PNY

    Kit of two 8GB DDR4 SDRAM memory modulesFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Enhanced thermal p...

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    Original price $98.99 - Original price $98.99
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  • Original price $146.99 - Original price $146.99
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    Alienware - AW510K Full-size Wired Mechanical CHERRY MX Low Profile Red Switch Gaming Keyboard with RGB Back Lighting - Lunar Light

    Dell

    Keyboard controlsInclude mute play/pause stop backward volume skip backward and skip forward.Adjustable keyboard heightSo you can set the keyboard ...

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    Original price $146.99 - Original price $146.99
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  • Original price $318.99 - Original price $318.99
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    Sonos - Ray Soundbar with Wi-Fi - White

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $318.99 - Original price $318.99
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    Sonos - Ray Soundbar with Wi-Fi - Black

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $318.99 - Original price $318.99
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  • Original price $230.99 - Original price $230.99
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    ASUS - RT-AX82U AX5400 Dual-Band WiFi 6 Router - Black

    ASUS

    ISP CompatibilityNot ApplicableSecurityCommercial-grade home network security Lifetime free ASUS AiProtection Pro powered by Trend Micro with WPA3...

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    Original price $230.99 - Original price $230.99
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  • Original price $183.99 - Original price $183.99
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    Razer - Kraken Kitty Edition V2 Pro Wired Gaming Headset - Quartz Pink

    Razer

    Interchangeable Kitty Bear and Bunny EarsWhy settle for one cute look when you can have three Keep your stream fresh by mixing it up with a set of ...

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    Original price $183.99 - Original price $183.99
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  • Original price $289.99 - Original price $289.99
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    SteelSeries - Apex Pro 2023 TKL Wireless Mechanical OmniPoint 2.0 Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Infinitely CustomizableUntethered speed with omnipoint 2.0 adjustable hypermagnetic switchesIncredibly fast keyboard20x faster actuation 11x faster...

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    Original price $289.99 - Original price $289.99
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  • Original price $671.99 - Original price $671.99
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    Samsung - Odyssey G7 28 4K UHD IPS AMD FreeSync Premium Pro G-Sync Compatible Smart 144Hz 1ms Gaming Monitor - Black

    Samsung

    Incredible 4k gaming refresh ratesConquer every enemy even at extreme speeds. The 144Hz refresh rate eliminates lag for exhilarating gameplay with ...

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    Original price $671.99 - Original price $671.99
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  • Original price $105.99 - Original price $105.99
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    Nintendo - Joy-Con (L)/(R) - Pastel Pink/Pastel Yellow

    Nintendo

    Includes one Pastel Pink Joy-Con (L) one Pastel Yellow Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in each...

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    Original price $105.99 - Original price $105.99
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  • Original price $146.99 - Original price $146.99
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    Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

    Logitech

    Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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    Original price $146.99 - Original price $146.99
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  • Original price $454.99 - Original price $454.99
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    Arozzi - Arena Ultrawide Curved Gaming Desk - Pure Black

    Arozzi

    Immersive Gaming ExperienceMetal legs offer sturdy support and microfiber top provides a solid surface.Full Coverage MousepadThe Arena's extremely ...

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    Original price $454.99 - Original price $454.99
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  • Original price $982.99 - Original price $982.99
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    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - Black

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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    Original price $982.99 - Original price $982.99
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  • Original price $81.99 - Original price $81.99
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    Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

    Microsoft

    Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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    Original price $81.99 - Original price $81.99
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  • Original price $92.99 - Original price $92.99
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    CORSAIR - M65 RGB Ultra Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Iconic Aluminum FrameThe M65 RGB ULTRA’s anodized aluminum frame makes for lasting durability with a familiar shape.CORSAIR MARKSMAN 26000 DPI Opti...

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    Original price $92.99 - Original price $92.99
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  • Original price $74.99 - Original price $74.99
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    Logitech - G502 X Wired USB Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech's most popular G502 design the G502 X wired gaming mouse is reimagined and redesigned with the latest in...

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    Original price $74.99 - Original price $74.99
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  • Original price $170.99 - Original price $170.99
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    Logitech - G502 X PLUS LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

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    Original price $170.99 - Original price $170.99
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    Logitech - G502 X PLUS LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - White

    Logitech

    Icon reinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

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    Original price $170.99 - Original price $170.99
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  • Original price $97.99 - Original price $97.99
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    HyperX Cloud III Gaming - headset

    HyperX

    HyperX Signature Comfort and DurabilityAngled 53mm Drivers Tuned for Impeccable AudioUltra-Clear Mic with LED Mute IndicatorDTS HeadphoneX Spatial ...

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    Original price $97.99 - Original price $97.99
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  • Original price $221.99 - Original price $221.99
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    Razer - BlackWidow V4 75 Wired Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

    Razer

    Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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    Original price $221.99 - Original price $221.99
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  • Original price $482.99 - Original price $482.99
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    Walker Edison - Mid Century Modern 3-Drawer TV Stand for Most TVs up to 65" - White

    Walker Edison

    Holds your flat-panel plasma or LCD TVSupports TVs up to 65 inches (measured diagonally from corner to corner)Sturdy solid wood constructionMade wi...

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    Original price $482.99 - Original price $482.99
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  • Original price $358.99 - Original price $358.99
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    ASUS - ROG Rapture GT-AX11000 Pro Tri-band WiFi 6 Gaming Router 2.5G Port - Black

    ASUS

    High-efficiency WiFi 6Ultrafast WiFi 6 tri-band boosts speeds up to 11000 Mbps with 160 MHz channels for better efficiency and throughput.Expanded ...

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    Original price $358.99 - Original price $358.99
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  • Original price $92.99 - Original price $92.99
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    Razer - Kiyo 1920 x 1080 Webcam with Adjustable Ring Light - Black

    Razer

    High-definition videoStream and record vibrant Full HD 1080p video that captures all the exciting details at 30 fps.4-megapixel sensor with RightLi...

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    Original price $92.99 - Original price $92.99
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  • Original price $110.99 - Original price $110.99
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    Logitech - G502 Lightspeed Wireless Optical Gaming Mouse with RGB Lighting - Black

    Logitech

    HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

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    Original price $110.99 - Original price $110.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.