Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99

    Logitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist

    Logitech

    Cloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...

    View full details
    Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99
  • Original price $278.99 - Original price $278.99
    Original price
    $278.99
    $278.99 - $278.99
    Current price $278.99

    Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

    View full details
    Original price $278.99 - Original price $278.99
    Original price
    $278.99
    $278.99 - $278.99
    Current price $278.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    ASUS ROG 65W Charger Dock Supports HDMI 2.0 with USB Type-A and USB Type-C for ROG

    ASUS

    Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

    View full details
    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99

    Nintendo - Pokmon GO Plus +

    Nintendo

    Catch Pokemon and track your rest rhythm with the Pokemon GO Plus + accessoryKeep track of your sleep with the press of a buttonPress and hold the ...

    View full details
    Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99
  • Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99

    NETGEAR - 32 x 8 DOCSIS 3.0 Cable Modem - Black

    NETGEAR

    Cable Modem only. External Router neededThis is a cable modem. Separate WiFi router required for WiFi connectivity. Recommended to pair with a NETG...

    View full details
    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99

    ASUS - ROG Raikiri Pro Wireless Controller for ROG Ally - Black

    ASUS

    Built-in OLED displayCreate a unique look with customizable animations view status indicators and switch profile on the fly.Tri-mode connectivityVe...

    View full details
    Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99
  • Original price $547.99 - Original price $547.99
    Original price
    $547.99
    $547.99 - $547.99
    Current price $547.99

    NETGEAR - Nighthawk AX6000 Wi-Fi 6 Router with DOCIS 3.1 Cable Modem - Black

    NETGEAR

    Built for Wi-Fi 6 and DOCSIS 3.1Join the new generation of Wi-Fi 6 router with a built-in DOCSIS 3.1 cable modem that delivers blazing-fast multi g...

    View full details
    Original price $547.99 - Original price $547.99
    Original price
    $547.99
    $547.99 - $547.99
    Current price $547.99
  • Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99

    Glorious - GPBT Dye Sublimated Keycaps 114 Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Celestial Fire

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

    View full details
    Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $160.99 - Original price $160.99
    Original price
    $160.99
    $160.99 - $160.99
    Current price $160.99

    Govee - Glide Wall Light (8+2)

    Govee

    Breathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...

    View full details
    Original price $160.99 - Original price $160.99
    Original price
    $160.99
    $160.99 - $160.99
    Current price $160.99
  • Original price $357.99 - Original price $357.99
    Original price
    $357.99
    $357.99 - $357.99
    Current price $357.99

    CORSAIR - T3 RUSH Fabric Gaming Chair - Charcoal

    Corsair

    Breathable fabricThe T3 RUSH’s breathable soft fabric exterior retains minimal heat allowing you to keep cool during long game sessionsPadded neck ...

    View full details
    Original price $357.99 - Original price $357.99
    Original price
    $357.99
    $357.99 - $357.99
    Current price $357.99
  • Original price $101.99 - Original price $101.99
    Original price
    $101.99
    $101.99 - $101.99
    Current price $101.99

    TP-Link - RE605X AX1800 Wi-Fi 6 Range Extender - White

    TP Link

    Boosted WiFi CoverageExtend your router’s signal with RE605X featuring two high-gain antennas that are specifically designed to cover areas with we...

    View full details
    Original price $101.99 - Original price $101.99
    Original price
    $101.99
    $101.99 - $101.99
    Current price $101.99
  • Original price $933.99 - Original price $933.99
    Original price
    $933.99
    $933.99 - $933.99
    Current price $933.99

    AMD - Ryzen 9 5950X 4th Gen 16-core 32-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.9GHz Max Boost ClockCores16 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame CacheMassive 72 MB GameCache for higher game perfor...

    View full details
    Original price $933.99 - Original price $933.99
    Original price
    $933.99
    $933.99 - $933.99
    Current price $933.99
  • Original price $637.99 - Original price $637.99
    Original price
    $637.99
    $637.99 - $637.99
    Current price $637.99

    AMD - Ryzen 9 5900X 4th Gen 12-core 24-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.8GHz Max Boost ClockCores12 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame CacheMassive 70 MB GameCache for higher game perfor...

    View full details
    Original price $637.99 - Original price $637.99
    Original price
    $637.99
    $637.99 - $637.99
    Current price $637.99
  • Original price $498.99 - Original price $498.99
    Original price
    $498.99
    $498.99 - $498.99
    Current price $498.99

    AMD - Ryzen 7 5800X 4th Gen 8-core 16-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.7GHz Max Boost ClockCores8 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache36 MB GameCache for game performancePCI Express...

    View full details
    Original price $498.99 - Original price $498.99
    Original price
    $498.99
    $498.99 - $498.99
    Current price $498.99
  • Original price $355.99 - Original price $355.99
    Original price
    $355.99
    $355.99 - $355.99
    Current price $355.99

    AMD - Ryzen 5 5600X 4th Gen 6-core 12-threads Unlocked Desktop Processor With Wraith Stealth Cooler

    AMD

    Boost ClockUp to 4.6GHz Max Boost ClockCores6 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache35 MB GameCache for game performancePCI Express...

    View full details
    Original price $355.99 - Original price $355.99
    Original price
    $355.99
    $355.99 - $355.99
    Current price $355.99
  • Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99

    SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Onyx

    Steel Series

    BEAUTIFUL RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces wei...

    View full details
    Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $123.99 - Original price $123.99
    Original price
    $123.99
    $123.99 - $123.99
    Current price $123.99

    SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Snow

    Steel Series

    BEAUTIFUL RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces wei...

    View full details
    Original price $123.99 - Original price $123.99
    Original price
    $123.99
    $123.99 - $123.99
    Current price $123.99
  • Original price $97.99 - Original price $97.99
    Original price
    $97.99
    $97.99 - $97.99
    Current price $97.99

    SteelSeries Aerox 3 - Wireless Ghost Edition - mouse - 2.4 GHz USB-C Bluetooth 5.0 - matte ghost

    Steel Series

    BEAUTIFUL RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces wei...

    View full details
    Original price $97.99 - Original price $97.99
    Original price
    $97.99
    $97.99 - $97.99
    Current price $97.99
  • Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99

    NETGEAR - Orbi 650 Series AX3000 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

    NETGEAR

    AX3000 Tri-band Mesh Wi-Fi systemCoverage up to 6000 square feet and for up to 40 devices. System includes a Wi-Fi router and two satellites.Wi-Fi ...

    View full details
    Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99
  • Original price $182.99 - Original price $182.99
    Original price
    $182.99
    $182.99 - $182.99
    Current price $182.99

    Logitech - G PRO X Wireless Gaming Headset for PC - Black

    Logitech

    Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

    View full details
    Original price $182.99 - Original price $182.99
    Original price
    $182.99
    $182.99 - $182.99
    Current price $182.99
  • Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99

    Astro Gaming - A50 Wireless Gaming Headset for Xbox One Xbox Series XS and PC - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

    View full details
    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99

    Turtle Beach - Recon 200 Gen 2 Powered Gaming Headset for Xbox One Xbox Series XS PS5 PS4 Nintendo Switch - White

    Turtle Beach

    Amplified AudioAmplification drives 40mm speakers to deliver immersive detailed gaming audio plus always on bass boost variable mic monitoring.Nex...

    View full details
    Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99
  • Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99

    Turtle Beach - Recon 200 Gen 2 Powered Gaming Headset for Xbox One Xbox Series XS PS5 PS4 Nintendo Switch - Black

    Turtle Beach

    Amplified AudioAmplification drives 40mm speakers to deliver immersive detailed gaming audio plus always on bass boost variable mic monitoring.Nex...

    View full details
    Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99
  • Original price $323.99 - Original price $323.99
    Original price
    $323.99
    $323.99 - $323.99
    Current price $323.99

    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 Switch - Black

    Steel Series

    Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize your gaming headset sound experienc...

    View full details
    Original price $323.99 - Original price $323.99
    Original price
    $323.99
    $323.99 - $323.99
    Current price $323.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.