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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $1,122.99 - Original price $1,122.99
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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,122.99 - Original price $1,122.99
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Original price $1,357.99 - Original price $1,357.99
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HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,357.99 - Original price $1,357.99
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Original price $50.99 - Original price $50.99
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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $50.99 - Original price $50.99
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Original price $1,777.99 - Original price $1,777.99
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Lenovo - Legion Tower 5i Gaming Desktop - Intel Core Ultra 7 Processor 265F - 32GB RAM - NVIDIA RTX 5060Ti 8GB - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,777.99 - Original price $1,777.99
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Original price $1,668.99 - Original price $1,668.99
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ASUS - Zenbook S 16 16 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 365 - 24GB Memory - 1TB SSD - Scandinavian White

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,668.99 - Original price $1,668.99
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Original price $250.99 - Original price $250.99
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Samsung - Galaxy Tab A9+ 11" 256GB - Wi-Fi - Graphite

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $250.99 - Original price $250.99
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Original price $1,081.99 - Original price $1,081.99
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Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,081.99 - Original price $1,081.99
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Original price $259.99 - Original price $259.99
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Lenovo - IdeaPad 3i Chromebook 15.6" Full HD Laptop - Intel Celeron 2021 - 4GB Memory with 64GB eMMC Storage - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $324.99 - Original price $324.99
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Logitech - Yeticaster GX Dynamic LIGHTSYNC RGB Gaming Microphone and Premium Broadcast Boom Arm - Black

Logitech

Yeti GX dynamic mic capsuleDesigned specifically for gamers the new broadcast-style dynamic microphone capsule uses a supercardioid pattern that ig...

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Original price $324.99 - Original price $324.99
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Original price $765.99 - Original price $765.99
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HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $765.99 - Original price $765.99
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Original price $1,130.99 - Original price $1,130.99
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Dell - Inspiron 14 Plus Copilot+ PC - 14" 2.5K Touchscreen Laptop - Snapdragon X Plus X1P-64 2024 - 16GB Memory - 512GB Storage - Ice Blue

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,130.99 - Original price $1,130.99
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Original price $138.99 - Original price $138.99
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Apple - Pencil Pro - White

Apple

COMPATIBILITY—Apple Pencil Pro works with iPad Pro 13-inch (M4 and M5) iPad Pro 11-inch (M4 and M5) iPad Air 13-inch (M2 and M3) iPad Air 11-inch (...

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Original price $138.99 - Original price $138.99
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Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - White

Apple

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Original price $1,710.99 - Original price $1,710.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 32GB Memory - 1TB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,710.99 - Original price $1,710.99
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Original price $158.99 - Original price $158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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Original price $158.99 - Original price $158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 Platinum

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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Original price $147.99 - Original price $147.99
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Saramonic - Blink 500 B2+ 2-Person Wireless Mic System w/ Device Mount Receiver 3.5mm USB-C Lightning Outs - Black

Saramonic

Ideal Wireless Mic SystemIncredibly Easy-to-Use 2-Person wireless clip-on mic system that is ideal for Content Creation Interviews Vlogging Mobile ...

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Original price $147.99 - Original price $147.99
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Original price $66.99 - Original price $66.99
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The Smurfs - Dreams - Nintendo Switch

Microids

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $66.99 - Original price $66.99
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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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$238.99
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Original price $1,342.99 - Original price $1,342.99
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Alienware - AW3225QF 31.6" QD-OLED Curved 4K UHD 240Hz .03-ms G-SYNC Gaming Monitor with HDR (HDMI USB-C) - Lunar Light

Alienware

OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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Original price $1,342.99 - Original price $1,342.99
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Original price $99.99 - Original price $99.99
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Spigen - Klasden Pouch for Apple Vision Pro - Charcoal Gray

Spigen

MaterialsMade from premium nylon fabric exterior leather carrying strap and EVA shell for durabilityStoragePrecise fitting padded-interior secures ...

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Original price $99.99 - Original price $99.99
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Original price $1,449.99 - Original price $1,449.99
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Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite - 16GB Memory - 256GB SSD (7th Ed) Latest Model - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,449.99 - Original price $1,449.99
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Original price $252.99 - Original price $252.99
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$252.99
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LG - UltraGear 27" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

LG

Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gameplay at up to 280Hz refresh rate and 1ms MBR. The faster speed and smoother action lets yo...

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Original price $252.99 - Original price $252.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.