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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $81.99 - Original price $81.99
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Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Light Violet

Apple

CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

Original price $81.99 - Original price $81.99
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Original price $531.99 - Original price $531.99
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$531.99
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Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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Original price $531.99 - Original price $531.99
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Original price $83.99 - Original price $83.99
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PowerA - OPS v3 Pro Wireless Controller for PC and Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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Original price $83.99 - Original price $83.99
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Original price $134.99 - Original price $134.99
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$134.99
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ViewSonic - VA2447-MH 24" LCD FHD Adaptive Syn Monitor (HDMI VGA) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $134.99 - Original price $134.99
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Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 2023 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $476.99 - Original price $476.99
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Original price $847.99 - Original price $847.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $847.99 - Original price $847.99
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Original price $153.99 - Original price $153.99
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RØDE - WIRELESS ME Ultra-Compact Wireless Microphone System - Black

Rode

Single-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...

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Original price $153.99 - Original price $153.99
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Original price $326.99 - Original price $326.99
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$326.99
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Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $326.99 - Original price $326.99
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Original price $777.99 - Original price $777.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $777.99 - Original price $777.99
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Original price $812.99 - Original price $812.99
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Lenovo - Yoga Tab Plus - 12.7" Tablet - 256GB with Keyboard Stand + Pen - Seashell

Lenovo

Stunning Visuals12.7 3K PureSight Pro display with anti-reflection and Dolby Vision.AI Computing PowerQualcomm Snapdragon 8 Gen 3 processor with 20...

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Original price $812.99 - Original price $812.99
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Original price $121.99 - Original price $121.99
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$121.99
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ZAGG - KB Pro Keys 2 Apple iPad Pro 11 (M4) - Black

invisibleSHIELD

Durable ProtectionThe durable polycarbonate case has a rigid core rubberized edges and button covers and corner bumpers to provide 6.6 (2m) of drop...

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Original price $121.99 - Original price $121.99
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Original price $453.99 - Original price $453.99
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Lenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $453.99 - Original price $453.99
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Original price $1,215.99 - Original price $1,215.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,215.99 - Original price $1,215.99
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Original price $474.99 - Original price $474.99
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Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S

Microsoft

Dive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...

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Original price $474.99 - Original price $474.99
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Original price $1,255.99 - Original price $1,255.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H w/ AI Boost 2025 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,255.99 - Original price $1,255.99
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Original price $485.99 - Original price $485.99
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Moza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for PC - Black

Moza

ImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...

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Original price $485.99 - Original price $485.99
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Original price $790.99 - Original price $790.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 256GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $790.99 - Original price $790.99
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$790.99
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Original price $1,198.99 - Original price $1,198.99
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,198.99 - Original price $1,198.99
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Original price $2,283.99 - Original price $2,283.99
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HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,283.99 - Original price $2,283.99
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Original price $1,670.99 - Original price $1,670.99
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Alienware - 16 Aurora - 16" 2.5K Gaming Laptop - Intel Core 7 240H 2024 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware

Brilliant displayGo deeper into games with a 16 WQXGA 120Hz display with 300 nits brightness.Game changing graphicsStep into the future of gaming a...

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Original price $1,670.99 - Original price $1,670.99
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Original price $1,708.99 - Original price $1,708.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,708.99 - Original price $1,708.99
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Original price $1,370.99 - Original price $1,370.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX 2025 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,370.99 - Original price $1,370.99
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$1,370.99
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Original price $2,371.99 - Original price $2,371.99
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$2,371.99
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Current price $2,371.99

iBUYPOWER - Slate MESH Gaming Desktop PC - AMD Ryzen 9 9900X NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 RGB2TB NVMe - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,371.99 - Original price $2,371.99
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$2,371.99
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Original price $289.99 - Original price $289.99
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$289.99
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Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone - White

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $289.99 - Original price $289.99
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$289.99
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Current price $289.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.