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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $649.99 - Original price $649.99
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ViewSonic - VX4381-4K 42.5" LCD 4K UHD Monitor with HDR (DisplayPort USB HDMI) - Black

ViewSonic

4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewable Screen Size and Panel Type42.5in scr...

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Original price $649.99 - Original price $649.99
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Original price $77.99 - Original price $77.99
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ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Screen Protector for Apple iPad Pro 12.9" (Gen 6 5 4 3) - Clear

invisibleSHIELD

Designed for use with Apple iPad Pro 12.9" 3rd Gen (2018) 4th Gen (2020) 5th Gen (2021) and 6th Gen (2022)For a proper fit.Extreme shatter protecti...

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Original price $126.99 - Original price $126.99
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Thrustmaster - T.Flight Hotas 4 for PlayStation 4 PlayStation 5 and PC - Black

Thrustmaster

T.Flight Hotas 4 has a full-size detachable throttle which you can use to easily control the acceleration of your aircraftThe joystick features a r...

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ViewSonic - VA2256-MHD 22" IPS FHD Monitor (HDMI DisplayPort and VGA) - Black

ViewSonic

Great For Home And OfficeAn ideal all-around display for desktop or laptopSee The DifferenceRazor-sharp clarity and detail with Full HD (1920x1080p...

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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5090 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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OtterBox - Symmetry Folio Series for Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5) - Thunderstorm

Otterbox

Designed for use with Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5)Protects and compliments your tablet.Multi-position standHolds you...

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ViewSonic - TD2760 27" LED FHD Touch Screen Monitor (HDMI VGA) - Black

ViewSonic

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.12 ms res...

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LG - UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

LG

Up to 240Hz 0.03ms For Outrageously Fast OLED GamingGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you r...

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Lenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...

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Lenovo - IdeaPad 1i 15.6" Full HD Laptop- Intel Core i5-1335U 2023 - 16GB Memory - 256GB SSD - Cloud Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Acer - Predator X27U 27" WQHD QD-OLED 280Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceEver seen an QD-OLED in action They go above and beyond colors so vivid that you might just question reality. The add...

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Samsung - Galaxy Tab S11 Book Cover - White

Samsung

Light to carry. Easy to handle.Slim by design the Book Cover keeps your tablet light in your hand. Its minimal profile makes it easy to carry and c...

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Acer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Amazon - Kindle Colorsoft Kids (16 GB) First Kindle for kids in color with cover - 2025 - Starlight Reading

AMAZON

The first Kindle in color for kidsThe new Colorsoft display brings covers and content to life. Kids can explore titles included in their subscripti...

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Dell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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LG - gram Pro 17" Laptop - Intel Core Ultra 9 with 32GB Memory - NVIDIA RTX5050 -1TB SSD - Black

LG

2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...

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Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

Samsung

Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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ZAGG - Glass Elite+ for Apple iPad Pro 12.9" (Gen 6 5 4 3) - Clear

Zagg Incorporated

Maximum Impact Scratch ProtectionGlass Elite is 5x stronger than traditional glass screen protection. This powerful aluminosilicate glass is made ...

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ViewSonic - VG2748a 27" IPS LED FHD Monitor (DisplayPort HDMI VGA) - Black

ViewSonic

27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...

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Amazon - Kindle Kids (16 GB) - 2024 - Ocean Explorer

AMAZON

Amazon Kids+Amazon Kids+ is a subscription designed for kids aged 3-12 providing unlimited access to thousands of age-appropriate books including c...

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Amazon - Kindle Paperwhite Signature Edition (32 GB) - 2024 - Metallic Raspberry

AMAZON

Upgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...

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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.