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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $169.99 - Original price $169.99
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Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Blue

AMAZON

Responsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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Original price $169.99 - Original price $169.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $228.99 - Original price $228.99
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RØDE - PodMic USB - Versatile Dynamic Broadcast Microphone

Rode

Broadcast QualityBroadcast-quality dynamic microphoneConnectivityAnalog XLR and digital USB-C connectivityCompatibilityFully compatible with Window...

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Lenovo - ThinkCentre M70q Gen 5 Desktop - Intel Core i7 - 32GB Memory - 1TB SSD - Black

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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Original price $222.99 - Original price $222.99
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RIG - 900 MAX HX Dual Wireless Gaming Headset w/Dolby AtmosBluetooth Base Station for XboxPlayStationNintendo Switch PC - Black

RIG

Dual-Mode WirelessBuilt for Xbox and compatible with PlayStation PC and Nintendo Switch the RIG 900 MAX HX is for gamers seeking a wireless headset...

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MSI - PRO MP275W E2 27" FHD 120Hz 1ms Adaptive Sync Monitor with HDR ready Built-in Speakers (DisplayPort HDMI ) - Matte White

MSI

27“ FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27 FHD (1920 x 1080) screen. Experience vibrant visuals and clar...

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Original price $1,537.99 - Original price $1,537.99
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ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 8700F - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-255H - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Edifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier

RGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...

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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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ViewSonic - 31.5" VA LED Curved 180Hz 1-ms FreeSync (AMD Adaptive Sync) Monitor (HDMI) - Black

ViewSonic

Immersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...

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HP - OmniBook X 16" 2K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4050 - 2TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,748.99 - Original price $1,748.99
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Original price $888.99 - Original price $888.99
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TCL - 32" R84 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

32 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming...

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Dell - 15.6" FHD Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $2,995.99 - Original price $2,995.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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Backbone - Pro Xbox Edition - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games - Green

Backbone

Backbone and Fortnite are teaming up this holidayFor a limited time starting December 3rd 2025 new Backbone Pro purchases and current Backbone Pro ...

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Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Higround - Artisan PBT Keycaps for Compact 75 Mechanical Keyboards - Sonic CD

Higround

SEGA x Higround ReturnsThe Higround x SEGA collaboration returns for Round 2 capturing the nostalgia you feel and hear when you power up. It perfec...

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Original price $2,551.99 - Original price $2,551.99
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ASUS - ROG Flow Z13 13.4" 2.5K 180Hz Touch-Screen Gaming Laptop - Copilot+ PC - AMD Ryzen AI Max+ 395 - 32GB RAM - 1TB SSD - Off Black

ASUS

Advanced Windows 11 ProGame create and boost your productivity — Windows 11 Pro is the place for it all. With advanced features powerful tools to e...

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Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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ZUGU - Slim Protective Case for Apple iPad Pro 11-inch (M4) - Slate Blue

ZUGU

Protection for you and your iPadSure our cases are designed to enhance your experience but they also protect your iPad. We stand by our 360 protect...

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Original price $154.99 - Original price $154.99
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MSI - PRO MP251W E2 24" FHD 120Hz 1ms Adaptive Sync Monitor with Built-in Speakers (DisplayPort HDMI) - Matte White

MSI

Broadened DisplayView your applications spreadsheets and more with a perfect screen size for work desk that aligns with the visual's comfort zone.1...

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Original price $154.99 - Original price $154.99
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Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Blue

Samsung

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

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Original price $460.99 - Original price $460.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.