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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $45.99 - Original price $45.99
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Turtle Beach - Recon 50P Wired Gaming Headset for PS5 PS4 PS4 Pro Xbox Series XS Xbox One PC Mobile - Black/Blue

Turtle Beach

Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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Original price $45.99 - Original price $45.99
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Original price $271.99 - Original price $271.99
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Amazon - Fire Max 11 tablet vivid 11" display octa-core processor 4 GB RAM 14-hour battery life 64 GB - Gray

AMAZON

11" Screen11“ screen with 2.4 million pixels (2000 x 1200 resolution) lets you see every detail of your favorite movies TV shows and games. Certifi...

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Original price $271.99 - Original price $271.99
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Original price $147.99 - Original price $147.99
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Glorious - GMMK 2 Prebuilt 96 Full Size Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black

Glorious

Space-saving designThe compact size of the GMMK 2 ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an uncluttere...

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Original price $147.99 - Original price $147.99
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Original price $46.99 - Original price $46.99
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ZAGG - Glass+ Defense for ASUS ROG Ally 7" Gaming Device - Clear

Zagg Incorporated

Tested 3X StrongerGlass+ Defense screen protection is 3x stronger than traditional glass screen protection.Anti-microbial Treatment Protects the Sc...

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Original price $46.99 - Original price $46.99
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Original price $184.99 - Original price $184.99
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Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $184.99 - Original price $184.99
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Original price $29.99 - Original price $29.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - White

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $689.99 - Original price $689.99
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TCL - 65" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $689.99 - Original price $689.99
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Original price $408.99 - Original price $408.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - White

Steel Series

Omniplay; Works With Any SystemConnect two systems at once and toggle between Xbox and PC PlayStation Switch or Mac.Simultaneous Bluetooth + 2.4GHz...

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Original price $408.99 - Original price $408.99
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Original price $165.99 - Original price $165.99
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MSI - MAG 255F E20 24" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Metallic Black

MSI

24.5" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 24.5" Full HD (1920 x 1080) screen. Experience vibrant visuals...

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Original price $225.99 - Original price $225.99
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MSI - PRO MP275Q 27" QHD 100Hz 1ms Adaptive Sync Monitor with built-in speaker (DisplayPort HDMI ) - Black

MSI

2560 x 1440 (WQHD) Panel ResolutionEnjoy the extreme fluid gaming and astonishing detail100Hz High Refresh RateExperience smooth gaming with a blaz...

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Original price $225.99 - Original price $225.99
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Original price $328.99 - Original price $328.99
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MSI - Pro MP341CQ 34" LCD QHD 100Hz 1ms FreeSync Monitor Built-in Speakers (DisplayPort HDMI ) - Matte Black

MSI

UWQHD with Ultra-Wide DisplayOptimize your viewing experience see every detail in crystal clarity with 219 UWQHD (3440 x 1440) resolution.1 ms res...

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Original price $328.99 - Original price $328.99
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Original price $154.99 - Original price $154.99
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MSI - MAG 244C 24" VA LCD Curved FHD 180Hz 1ms Adaptive Sync Gaming Monitor with HDR ready (DisplayPort HDMI 250cd) - Black

MSI

24" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 24" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

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Original price $493.99 - Original price $493.99
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CORSAIR Vengeance RGB - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 6000 MHz / PC5-48000

Corsair

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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Original price $493.99 - Original price $493.99
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Original price $90.99 - Original price $90.99
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Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Mercury

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $90.99 - Original price $90.99
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Original price $206.99 - Original price $206.99
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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - Black

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $206.99 - Original price $206.99
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Original price $206.99 - Original price $206.99
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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - White

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $206.99 - Original price $206.99
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Original price $47.99 - Original price $47.99
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HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

HyperX

Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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Original price $47.99 - Original price $47.99
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Original price $242.99 - Original price $242.99
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Logitech - G915 X LIGHTSPEED TKL Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech

TKL keyboard for gamingThe Logitech G915 X LIGHTSPEED TKL compact gaming keyboard offers the latest innovations in gaming tech; sleek design and ne...

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Original price $242.99 - Original price $242.99
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Original price $127.99 - Original price $127.99
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MSI - PRO MP251 E2 24" IPS LCD FHD 120Hz 1ms Adaptive Sync Monitor with HDR readyBuilt-in Speakers (DisplayPort HDMI ) - Matte Black

MSI

1920 x 1080 resolutionView your applications spreadsheets and more with a perfect 24.5 inches screen with a breathtaking viewing experience that co...

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Original price $127.99 - Original price $127.99
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Original price $216.99 - Original price $216.99
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Astro Gaming - A30 Wireless Over-the-Ear Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

Astro Gaming

Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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Original price $216.99 - Original price $216.99
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Original price $325.99 - Original price $325.99
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ViewSonic VA2756-4K-MHD - LED monitor - 4K - 27"

ViewSonic

ViewSonic VA2756-4K-MHD - LED monitor - 27" - 3840 x 2160 4K 75 Hz - IPS - 400 cd/m² - 12001 - 5 ms - 2xHDMI DisplayPort - speakers

Original price $325.99 - Original price $325.99
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Original price $211.99 - Original price $211.99
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ViewSonic VX1655 - LED monitor - Full HD (1080p) - 16"

ViewSonic

ViewSonic VX1655 - LED monitor - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 8001 - 4 ms - Mini HDMI 2...

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Original price $211.99 - Original price $211.99
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Original price $370.99 - Original price $370.99
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ViewSonic VX3418-2K - LED monitor - 34"

ViewSonic

ViewSonic VX3418-2K - LED monitor - gaming - 34" - 3440 x 1440 UWQHD 165 Hz - MVA - 300 cd/m² - 40001 - 1 ms - 2xHDMI DisplayPort

Original price $370.99 - Original price $370.99
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Original price $206.99 - Original price $206.99
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LCD 24" S40GD FHD Monitor24inch S40GD FHD 100 Hz Slim Professional Monitor IPS HAS DP HDMI USB Speaker Hub 3 Year Warranty Mexico LS24D408GANXGO

Samsung

LCD 24" S40GD FHD Monitor24inch S40GD FHD 100 Hz Slim Professional Monitor IPS HAS DP HDMI USB Speaker Hub 3 Year Warranty Mexico LS24D408GANXGO

Original price $206.99 - Original price $206.99
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Current price $206.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.