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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Samsung - 32" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26+ 6.7" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 6.3" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 Ultra 6.9" - Black

TORRAS
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold

HP
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Glorious - GMMK Pro Barebone High Profile Gasket Mounted RGB 75 Wired Mechanical Keyboard - Black

Glorious
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Premium DesignGasket-mounted 75 percent fully modular tkl hot swappable keyboard built for everyone. Compatible with QMK VIA opensource firmware. ...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

TCL - 85" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Sony - 55" Class BRAVIA 5 Mini LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,357.99 - Original price $1,357.99
Original price
$1,357.99
$1,357.99 - $1,357.99
Current price $1,357.99

Mini LED brightness and contrastThousands of Mini LEDs are precisely controlled by XR Backlight Master Drive to deliver captivating brightness and ...

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Original price $1,357.99 - Original price $1,357.99
Original price
$1,357.99
$1,357.99 - $1,357.99
Current price $1,357.99

Samsung - 85 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

Samsung - 55 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $891.99 - Original price $891.99
Original price
$891.99
$891.99 - $891.99
Current price $891.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $891.99 - Original price $891.99
Original price
$891.99
$891.99 - $891.99
Current price $891.99

Samsung - 65 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

Sony - 75" Class BRAVIA 5 Mini LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

Mini LED brightness and contrastThousands of Mini LEDs are precisely controlled by XR Backlight Master Drive to deliver captivating brightness and ...

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Original price $1,911.99 - Original price $1,911.99
Original price
$1,911.99
$1,911.99 - $1,911.99
Current price $1,911.99

Samsung - 55 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,271.99 - Original price $1,271.99
Original price
$1,271.99
$1,271.99 - $1,271.99
Current price $1,271.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,271.99 - Original price $1,271.99
Original price
$1,271.99
$1,271.99 - $1,271.99
Current price $1,271.99

LEGO - Super Mario Mario Kart Bowser’s Castle 72039

Lego
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Escape from bowser's castleYoung gaming fans ages 9 years old and up can build an iconic Mario Kart track with the LEGO Super Mario Mario Kart4 mar...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Claw 8 AI+ A2VM 8" 120Hz FHD 1200P Gaming Handheld- Intel Core Ultra 7-258V - Intel Arc - 32GB - 1TB SSD Console - Windows

MSI
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Black

Razer
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Razer - Seiren V3 Chroma Condenser USB Microphone - Black

Razer
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

LG - 48" Class B5 Series OLED AI 4K UHD Smart webOS TV (2025)

LG
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Alpha 8 AI Processor Gen2Alpha 8 AI Processor Gen2 detects what you're watching and automatically improves the picture and sound qualityPerfect Bla...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Next Level Racing - Wheel Stand Lite 2.0 - Black

Next Level Racing
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Quick and easy foldable wheel stand solutionProvides height distance and angle adjustmentIncludes Gaming Chair Cradle to prevent gaming seat from s...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Razer - Kraken Kitty V3 Pro Bluetooth Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.