Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Logitech - G515 TKL Wired Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - Black
LogitechCompact gaming keyboardThe Logitech G515 TKL wired mechanical gaming keyboard offers a slim profile and tenkeyless designSmooth precise typing expe...
View full detailsLG - UltraGear 45" OLED QHD 240Hz 0.03ms G-Sync/FreeSync Premium Pro Smart Gaming Monitor with DisplayHDR 400 TRUE - Black
LGThe 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe huge 45 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pull...
View full detailsASUS - ProArt 27" 5K IPS Professional Monitor with HDR (DisplayPort HDMI) - Black
ASUS27-inch 5K (5120 x 2880)LuxPixel AGLR display with IPS 178 wide viewing angle panelInternational Color Standard99 DCI-P3 and 100 sRGB wide color ga...
View full detailsTCL - 75" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsTCL - 85" Class Q5K Series 4K UHD QLED LED Smart Google TV (2025)
TCL4K UltraHD ResolutionExperience incredible detail with 4x the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...
View full detailsLogitech - G915 X Full-size Corded Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black
LogitechFull-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...
View full detailsSteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Lavender
Steel SeriesDual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...
View full detailsASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black
ASUSTri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...
View full detailsAcer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort 2x HDMI 2.0) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...
View full detailsViewSonic - VX2767U-2K 27" IPS LCD QHD Monitor (USB-C HDMI Display Port) - Black
ViewSonicViewable screen size and panel type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...
View full detailsCORSAIR - K70 CORE TKL Compact Wired RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound - Black
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
View full detailsHP - 27" IPS LED FHD Monitor (HDMI VGA) - Silver Black
HPEnjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 27" FHD monitor. Experience color...
View full detailsLogitech - G915 X LIGHTSPEED Full-size Wireless Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - White
LogitechFull-size wireless keyboard for gamingThe Logitech G915 X LIGHTSPEED is built on a legacy of performance; sleek design and next-gen engineering ele...
View full detailsASUS - ROG Strix G16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 16GB RAM - NVIDIA GeForce RTX 5050 - 1TB SSD - Eclipse Gray
ASUSGame and create with Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new fee...
View full detailsNETGEAR - Nighthawk BE5000 Dual-Band Wi-Fi 7 Router - Black
NETGEARBE5000 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 5 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times fa...
View full detailsHP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black
HPGet a fresh perspective with windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...
View full detailsLogitech - G915 X Full-size Corded Mechanical GL Red Linear Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black
LogitechFull-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...
View full detailsSteelSeries - Arctis Nova 5X Wireless Gaming Headset for Xbox Series XS Xbox One - Black
Steel Series100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...
View full detailsRS Shifter Handbrake for Logitech G RS PRO Series - PlayStation Xbox Windows - Black
LogitechCompact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...
View full detailsSony - PULSE Explore Wireless Gaming Earbuds - for PS5 - White
Sony Computer Entertainment AmPlanar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...
View full detailsASUS - ROG 140W Charger Dock for ROG Ally (USB-C USB-A) - Black
ASUSAll-In-One Charging with USB Type-C and USB Type-A PortsCharge up to 4 devices simultaneously on the ROG 140W USB-C GaN Charger. With 3 USB Type-C ...
View full detailsLogitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White
LogitechPLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...
View full detailsASUS - TUF Gaming 24" FHD IPS 180Hz 1ms Gaming Monitor with FreeSync Premium (DisplayPort HDMI) - Black
ASUS23.8" Antiglare LED MonitorEfficient screen type uses leds to provide precise backlighting to pixels2-Watt Built-In SpeakersLet you enjoy your favo...
View full detailsMSI - NVIDIA RTX 3050 GAMING X 6G - 6GB GDDR6 - PCI Express 4.0 - Graphics Card - Black
MSINVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.