Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Seagate - Game Drive for PlayStation Consoles 5TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White
SeagateBuild your game vault5TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...
View full detailsSamsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...
View full detailsSteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black
Steel Series100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...
View full detailsZAGG - Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 - Clear
Zagg IncorporatedEngineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...
View full detailsRazer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black
RazerRazer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...
View full detailsRazer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
RazerRazer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...
View full detailsRazer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Quartz
RazerRazer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...
View full detailsRazer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz
RazerRazer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...
View full detailsASUS - Vivobook Go 15" Laptop FHD - Ryzen 5 with 8GB RAM - 512GB SSD - Mixed Black
ASUSWindows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...
View full detailsLG - UltraWide 34" VA Curved WQHD 100Hz Monitor with HDR 10 (HDMI DisplayPort USB-C) - Black
LGMore Space for Multi-TaskingThe 219 UltraWide WQHD (3440 x 1440) monitor is great for work. The widescreen allows you to see everything you're work...
View full detailsViewSonic - VG1656-2K 16 IPS LCD WQXGA Portable Monitor (USB-C) - Black
ViewSonicViewable screen size and panel type16in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...
View full detailsSony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Cosmic Red
SonyFeel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...
View full detailsSony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Midnight Black
SonyFeel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...
View full detailsj5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Gray
J5 Create11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...
View full detailsSteelSeries - Alias USB Microphone - Black
Steel SeriesDESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...
View full detailsSamsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black
SamsungAll In One DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...
View full detailsSeagate - Game Drive for PlayStation Consoles 2TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White
SeagateBuild your game vault2TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...
View full detailsZAGG - Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 ultra - Clear
Zagg IncorporatedEngineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...
View full detailsNETGEAR - Wi-Fi 7 Router Nighthawk BE9300 Tri-band Router - Black
NETGEARBE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...
View full detailsLenovo ThinkCentre M75q Gen 2 - tiny Ryzen 5 Pro 5650GE 3.4 GHz - 16 GB - SSD 256 GB - US
LenovoOperating systemWindows 11 ProRyzen 5 PRO 5650GEEnjoy high application performance and smoother gaming experiences with AMD Ryzen 5 Pro processors ...
View full detailsClaw A1M 7" 120Hz FHD 1080P Gaming Handheld-Intel core CU7 155H-Intel Arc-16GB-1TBSSD - Windows
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White
ASUSAMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...
View full detailsLogitech - Astro A50 X LIGHTSPEED Wireless w/ PLAYSYNC Over-the-Ear Gaming Headset + Base Station for Xbox Series XS PS5 PC/MAC - Black
LogitechPRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...
View full detailsLogitech - PRO X TKL RAPID Wired Hall-Effect Gaming Keyboard with Magnetic Analog Switch and Customizable RGB Lighting for PC - Black
LogitechTournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.