Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

View full details
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

j5create - 4K60 Elite USB-C 10Gbps Travel Dock - Space Gray

J5 Create

6-in-1 FunctionsAll the connections you need for maximum productivity.4K HDMI outputMirror or extend your screen and directly output resolutions up...

View full details
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Razer - Leviathan V2 X 2.0 Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

Razer

PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

ViewSonic - ColorPro VP2768A-4K 27" IPS 4K UHD Monitor (DisplayPort USB HDMI) - Black

ViewSonic

4KUHDExperiencebreathtakinglevelofdetailswhenyouopenyoureyestotheclarityof4KUHDscreenViewableScreenSizeAndPanelType27inscreensizewithLEDbacklightth...

View full details
Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Logitech - G705 Aurora Collection Wireless Optical Gaming Mouse with Customizable LIGHTSYNC RGB Lighting - Wireless - White Mist

Logitech

Smaller fitCompact small gaming mouse with an intentional design crafted to fit your hand.Contoured gaming mouseWith a comfy compact and sculpted d...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Razer - DeathAdder V3 Pro Lightweight Optical Gaming Mouse with 90 Hour Battery - Wireless - White

Razer

64g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

View full details
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (4-pack) - White

NETGEAR

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI - Wireless - Black

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99
Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

BenQ - GW2490 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

BenQ

100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

View full details
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Logitech - G502 Lightspeed Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Black

Logitech

HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Galactic Purple

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

ViewSonic - VX3276-4K-MHD 31.5" LCD 4K UHD Monitor (DisplayPort and HDMI) - Silver

ViewSonic

4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenLCD DisplayEnjoy stunning luminescent visual ...

View full details
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Astro Gaming - A10 Gen 2 Wired Over-the-Ear Gaming Headset for PlayStation 5 PlayStation 4 Windows MacOS - Black

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PlayStation features custom-tuned 32mm dynamic drivers so you can always hear your game an...

View full details
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

Seagate - 2TB Storage Expansion Card for Xbox Series XS NVMe SSD - Black

Seagate

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

View full details
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

NVIDIA - SHIELD Android TV Pro - 16GB - 4K HDR Streaming Device with Google Assistant and GeForce NOW - Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

View full details
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99
Original price $855.99 - Original price $855.99
Original price
$855.99
$855.99 - $855.99
Current price $855.99

LG - UltraGear 27" OLED QHD 480Hz 0.03ms NVIDIA G-SYNC AMD Freesync Premium Pro Gaming Monitor (HDMI x2 DisplayPort USB) - Black

LG

27 OLED Brilliance With Up To 480Hz of Game-Changing SpeedExperience ultra-smooth tear-free gameplay with up to 480Hz refresh rate179; and 0.03ms r...

View full details
Original price $855.99 - Original price $855.99
Original price
$855.99
$855.99 - $855.99
Current price $855.99
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

ASUS - ROG Delta II Wireless Gaming Headset for PC/Mac Xbox PS5 PS4 and Switch - Black

ASUS

Versatile Tri-Mode ConnectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

View full details
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Astro Gaming - A20 Gen 2 Wireless Over-the-Ear Gaming Headset for Playstation 5 Playstation 4 Windows Mac OS - White/Blue

Logitech

Up to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Astro Gaming - A20 Gen 2 Wireless Over-the-Ear Gaming Headset for Xbox Series XS Xbox One Windows Mac OS - White/Green

Logitech

Up to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and Windows - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

View full details
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

View full details
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.