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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

ViewSonic - VG2752-2K 27 IPD QHD Ergonomic Monitor (USB HUB HDMI DisplayPort) - Black

ViewSonic

Viewable screen size and panel type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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Original price $359.99 - Original price $359.99
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Original price $220.99 - Original price $220.99
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Crucial - T500 2TB Internal SSD PCIe Gen 4x4 NVMe M.2

Crucial

Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

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Original price $220.99 - Original price $220.99
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Original price $95.99 - Original price $95.99
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$95.99
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Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $95.99 - Original price $95.99
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$95.99
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Original price $121.99 - Original price $121.99
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$121.99
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GE - Cync 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

GE

Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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Original price $121.99 - Original price $121.99
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$121.99
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Original price $119.99 - Original price $119.99
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$119.99
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CORSAIR - CX-M Series CX750M Semi-Modular Low-Noise ATX Power Supply - Black

Corsair

Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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Original price $119.99 - Original price $119.99
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$119.99
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Original price $118.99 - Original price $118.99
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$118.99
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TP-Link - Archer AX3000 Pro Dual-Band Wi-Fi 6 Router - Black

TP Link

Next-Gen Gigabit Wi-Fi 6 speedSpeeds up to 3 Gbps (2402 Mbps on 5 GHz band and 574 Mbps on 2.4 GHz band) ensure smoother streaming and faster downl...

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Original price $118.99 - Original price $118.99
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Original price $181.99 - Original price $181.99
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Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $181.99 - Original price $181.99
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Original price $125.99 - Original price $125.99
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TP-Link - Archer AX20 AX1800 Dual-Band Wi-Fi 6 Router - Black

TP Link

Dual-Band Wi-Fi 6Wi-Fi 6 technology achieves faster speeds greater capacity and reduced network congestion compared to the previous generation.Next...

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Original price $125.99 - Original price $125.99
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Original price $206.99 - Original price $206.99
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Samsung - Odyssey G30D 32" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $206.99 - Original price $206.99
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Original price $206.99 - Original price $206.99
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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - White

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $206.99 - Original price $206.99
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Original price $206.99 - Original price $206.99
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Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - Black

Logitech

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $206.99 - Original price $206.99
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Original price $1,429.99 - Original price $1,429.99
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ASUS - ProArt 32" 6K IPS Professional Monitor with HDR 10 (DisplayPort HDMI) - Black

ASUS

Seeing Beyond Belief31.5-inch 6K (6016 x 3384) LuxPixel AGLR display with IPS 178 wide viewing angle panelEmpowering Content CreatorsPerfect monito...

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Original price $1,429.99 - Original price $1,429.99
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Original price $417.99 - Original price $417.99
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HP - 27" IPS LED QHD Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

More screen in less spaceExperience more desk space than you thought possible with this height-adjustable ultra-slim HP display. The attractive mic...

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Original price $417.99 - Original price $417.99
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Original price $216.99 - Original price $216.99
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Astro Gaming - A30 Wireless Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

Astro Gaming

Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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Original price $216.99 - Original price $216.99
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Original price $159.99 - Original price $159.99
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Thrustmaster - Ferrari 458 Spider Racing Wheel for Xbox One - Black/Red/Yellow

Thrustmaster

Thrustmaster Ferrari 458 Spider Racing WheelCareen around curves tear down straightaways and vie for the checkered flag with this 's rubber-texture...

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Original price $159.99 - Original price $159.99
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Original price $131.99 - Original price $131.99
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Acer - 15.6" IPS FHD FreeSync Portable Monitor (DisplayPort HDMI) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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Original price $131.99 - Original price $131.99
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Original price $2,846.99 - Original price $2,846.99
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ASUS - ROG Strix G16 16" 2.5K 240Hz Gaming Laptop - AMD Ryzen 9 9955HX3D with 32GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,846.99 - Original price $2,846.99
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Original price $29.99 - Original price $29.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Lavendar

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $29.99 - Original price $29.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Aqua

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $29.99 - Original price $29.99
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Original price $281.99 - Original price $281.99
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ViewSonic - 23.8" IPS LED FHD 120Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $281.99 - Original price $281.99
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Original price $967.99 - Original price $967.99
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LG - 75" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $967.99 - Original price $967.99
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Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99

ViewSonic - VA2247-MH 22" LCD FHD Adaptive Sync Monitor (HDMI VGA) - Black

ViewSonic

Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $106.99 - Original price $106.99
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Original price $67.99 - Original price $67.99
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SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - White

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $67.99 - Original price $67.99
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Original price $239.99 - Original price $239.99
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Current price $239.99

SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black

SideTrak

270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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Original price $239.99 - Original price $239.99
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$239.99
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Current price $239.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.