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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $3,409.99 - Original price $3,409.99
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    Samsung - Odyssey Ark 2nd Gen. 55" Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

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    Original price $3,409.99 - Original price $3,409.99
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  • Original price $86.99 - Original price $86.99
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    Glorious - Model O 2 Lightweight Wired Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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    Original price $86.99 - Original price $86.99
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  • Original price $676.99 - Original price $676.99
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    Razer - Enki Gaming Chair for All-Day Comfort - Black/Green

    Razer

    Designed for All-Day ComfortThrough a combination of its unique¿110-degree shoulder arches and wide¿54-cm seat base the Razer Enki¿ensures optimal ...

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    Original price $676.99 - Original price $676.99
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  • Original price $156.99 - Original price $156.99
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    Crucial - T500 1TB Internal SSD PCIe Gen 4x4 NVMe M.2 with Heatsink for PS5

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

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    Original price $156.99 - Original price $156.99
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  • Original price $205.99 - Original price $205.99
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    HyperX - Alloy Rise Full-size Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black

    HyperX

    Copious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...

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    Original price $205.99 - Original price $205.99
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    Acer - Nitro ED340CU Sbmiipx 34" LED QHD 180Hz 1ms FreeSync Monitor (HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro ED340CU 34" Curved Display with Ultra Wide QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a ...

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    Original price $379.99 - Original price $379.99
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    LG - UltraGear 32" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

    LG

    Ascend your game with the speed of UltraGearExperience next-level QHD gaming performance.Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gamep...

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    Woojer - Vest 3 Washable Lining - Apex Hunter

    Generic

    Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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    Original price $31.99 - Original price $31.99
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  • Original price $451.99 - Original price $451.99
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    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station White - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $451.99 - Original price $451.99
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  • Original price $2,332.99 - Original price $2,332.99
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    Alienware - m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,332.99 - Original price $2,332.99
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    Acer - AOPEN ED273 S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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    Original price $225.99 - Original price $225.99
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    Sony - PlayStation Link USB Adapter - Black

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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    Original price $44.99 - Original price $44.99
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    ViewSonic - VA2247-MH 22" LCD FHD Adaptive Sync Monitor (HDMI VGA) - Black

    ViewSonic

    Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $107.99 - Original price $107.99
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    Best Buy essentials - 6' DisplayPort Cable - Black

    Best Buy essentials

    Made for DisplayPort-enabled devicesConnects a video source to a display (such as a computer monitor).20-pin DisplayPort connectionEnsures reliable...

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  • Original price $66.99 - Original price $66.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Crimson Red

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $66.99 - Original price $66.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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  • Original price $415.99 - Original price $415.99
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    Logitech G Pro Racing Pedals - pedals - wired

    Logitech

    Load cell brakeBetter muscle memory optimal braking power; the 100kg load cell pressure detection brake delivers a superior driver feel and consist...

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    Original price $415.99 - Original price $415.99
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  • Original price $2,774.99 - Original price $2,774.99
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    Alienware m18 R2 18" 165 Hz Notebook 2560 x 1600 (QHD) 14th Gen Intel Corei9 with 32 GB Memory - NVIDIA GeForce 4070 - Dark Metallic Moon

    Alienware

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    MSI - Aegis Z2 Gaming Desktop - AMD R7-7700 - 16GB Memory - NVIDIA GeForce RTX 4070 Super - 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with the brand new Windows 11 with all its new featuresAMD Ryzen R7-7700Leading your team to victory shouldn’t ...

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    Hori - Fighting Commander OCTA - Tekken 8

    Hori

    Tournament ReadyWired tournament grade fightpad designed for fighting games and more for Windows PCHigh QualityTop-quality components for accuracy ...

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    Original price $81.99 - Original price $81.99
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  • Original price $137.99 - Original price $137.99
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    Crucial - Pro Overclocking 32GB (2x16GB) DDR5 6000MHz C36 UDIMM Desktop Memory - Black

    Crucial

    Cool look and feelOur overclocking DDR5 Pro memory features an aluminum heat spreader with a unique origami-based design that is both cool to the t...

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    Original price $137.99 - Original price $137.99
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  • Original price $358.99 - Original price $358.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $358.99 - Original price $358.99
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  • Original price $387.99 - Original price $387.99
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    SideTrak - Swivel 14" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $387.99 - Original price $387.99
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    Samsung - Odyssey BG65 32 1000R Curved QHD 240Hz 1ms FreeSync Premium Pro Smart Gaming Monitor with HDR600(DisplayPort HDMI) - Black

    Samsung

    QHD ResolutionYour gaming world will be more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts inc...

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    Original price $467.99 - Original price $467.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.