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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $242.99 - Original price $242.99
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NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

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Original price $242.99 - Original price $242.99
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Original price $1,808.99 - Original price $1,808.99
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Apple - Studio Display - Standard glass - Tilt-adjustable stand - Silver

Apple

Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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Original price $1,808.99 - Original price $1,808.99
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Original price $39.99 - Original price $39.99
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Razer - Gigantus V2 Cloth Gaming Mouse Pad (XXL) - Black

Razer

Textured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...

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Original price $39.99 - Original price $39.99
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Original price $304.99 - Original price $304.99
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ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

ViewSonic

24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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Original price $304.99 - Original price $304.99
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Original price $337.99 - Original price $337.99
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Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

Thrustmaster

DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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Original price $337.99 - Original price $337.99
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Original price $749.99 - Original price $749.99
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ViewSonic ColorPro VP3456A - LED monitor - curved - 34"

ViewSonic

ViewSonic ColorPro VP3456A - LED monitor - curved - 34" - 3440 x 1440 UWQHD 75 Hz - MVA - 40001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

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Original price $378.99 - Original price $378.99
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Crucial - P310 4TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $378.99 - Original price $378.99
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Original price $69.99 - Original price $69.99
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SteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black

Steel Series

Designed For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...

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Original price $284.99 - Original price $284.99
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MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $159.99 - Original price $159.99
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NETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White

NETGEAR

Wi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...

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Original price $238.99 - Original price $238.99
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Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Field Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $238.99 - Original price $238.99
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Nacon - Revolution X Unlimited Wireless Controller for Xbox PC - Black

Nacon

Instant TriggersAdjustable instant triggers with micro-switch componentsMechanical PrecisionMicro-switch components for ultra-responsive gameplay. ...

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EcoFlow - River 3 Plus (Wireless) Portable Power Station (286 Wh Capacity) - Black

EcoFlow

Strong output performance600W high-rated output powerwith true upgraded drive capable of driving high-power appliances. 7 output ports able to simu...

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Original price $440.99 - Original price $440.99
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HYTE - Official Star Rail Silver Wolf Keycap Set and Mouse Pad - Purple

HYTE

ProfileCherry profile MX-compatible keycapsMaterialsDye-sublimated PBT plasticBase Kit Compatibility252 caps fits majority of all keyboard layouts ...

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Original price $341.99 - Original price $341.99
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MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

MSI

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $341.99 - Original price $341.99
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Original price $234.99 - Original price $234.99
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Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Urban Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
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Original price $1,698.99 - Original price $1,698.99
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ASUS - V16 16" FHD+ 144Hz Gaming Laptop - Intel Core 7 240H with 16GB Memory - NVIDIA RTX 5060 - 1TB SSD - Matte Black

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $380.99 - Original price $380.99
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MSI - NVIDIA GeForce RTX 5060 8G VENTUS 3X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock8GB GDDR68GB GDDR6 ...

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Original price $380.99 - Original price $380.99
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ASUS - QG-U1050 5-Port 2.5G Unmanaged Switch - White

ASUS

Upgraded 2.5G Ethernet PortSeamlessly integrate with your existing Gigabit network and achieve up to 2.5 times the original speed Just use standard...

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Original price $103.99 - Original price $103.99
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CORSAIR K70 CORE TKL RGB - keyboard TKL - QWERTY - English - black Input Device

Corsair

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $105.99 - Original price $105.99
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Original price $325.99 - Original price $325.99
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ViewSonic - VG2458 23.8" IPS LED FHD 100Hz Monitor (USB HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $325.99 - Original price $325.99
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Original price $47.99 - Original price $47.99
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SteelSeries - Rival 3 Gen 2 Wired Optical Gaming Mouse with 3-Zone RGB - Wired - Black

Steel Series

Faster Than EverFastest In Class - Outpace The Competition With Near-Instant 1.35Ms Click Latency.Turmove Core Optical SensorThe 8500 Dpi (300 Ips ...

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Original price $47.99 - Original price $47.99
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Original price $73.99 - Original price $73.99
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SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Lavender

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $73.99 - Original price $73.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.