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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $339.99 - Original price $339.99
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    SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black

    SideTrak

    270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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    Original price $339.99 - Original price $339.99
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  • Original price $401.99 - Original price $401.99
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    Acer - Nitro XZ322QU Sbmiipphx 31.5" LED WQHD 1500R Curved Monitor FreeSync(HDMI) - Black

    Acer

    Resolution MattersThe Nitro 31.5" Curved Display with WQHD (2560 x 1440) resolution offers the sharpest picture quality and provides a perfect pict...

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    Original price $401.99 - Original price $401.99
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  • Original price $918.99 - Original price $918.99
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    HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Kodak - Portable Projector 1920 x 1080 Resolution Mini Projector 75 Lumens LED DLP Rechargeable Pico Projector - White

    Kodak

    Hollywood standardAdvanced DLP optical engine boasts superior led brightnessPalm sized convenienceSlips conveniently into your handbag briefcase or...

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    Original price $221.99 - Original price $221.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/Joy-Con - White

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    SideTrak - Solo Pro Freestanding Portable 15.8" Monitor - Black

    SideTrak

    Stunning Picture QualityThe Full HD LED monitor offers a crisp bright viewing experience with a wide color gamut and 8-bit color display. HDR and F...

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    Original price $288.99 - Original price $288.99
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  • Original price $135.99 - Original price $135.99
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    Crucial - Pro 32GB (2x16GB) DDR5 5600MHz C46 UDIMM Desktop Memory - Black

    Crucial

    5600 MT/sDownclock capable for systems that only support 5200 or 4800MT/sCompatabilityCompatible with 12th Gen Intel Core or AMD RyzenTM 7000 Serie...

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  • Original price $162.99 - Original price $162.99
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    Crucial - Pro 64GB Kit (2x32GB) DDR4 3200MHz C22 UDIMM Desktop Memory Kit - Black

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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  • Original price $570.99 - Original price $570.99
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    ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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  • Original price $1,290.99 - Original price $1,290.99
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    Dell G15 15.6" FHD 120Hz Gaming Laptop - Intel Core i7 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray w/ Black Thermal Shelf

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,290.99 - Original price $1,290.99
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  • Original price $1,106.99 - Original price $1,106.99
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    Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 7600 - 1TB SSD - Storm Gray

    Lenovo

    Fastest In The GameFrom AAA to esports the AMD Ryzen processors power elite gaming experiences for high FPS in your favorite titles - get the compe...

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    Original price $1,106.99 - Original price $1,106.99
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  • Original price $781.99 - Original price $781.99
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    Hisense - 75" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $781.99 - Original price $781.99
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  • Original price $1,270.99 - Original price $1,270.99
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    Sony - 75" Class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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    Original price $1,270.99 - Original price $1,270.99
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  • Original price $107.99 - Original price $107.99
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    CORSAIR - M75 AIR WIRELESS Ultra-Lightweight Gaming Mouse - Black

    Corsair

    Defined in ambition. Built through rigorOur most diligently crafted mouse that lets nothing come between you and your best competitive play. Meticu...

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    Original price $107.99 - Original price $107.99
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  • Original price $145.99 - Original price $145.99
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    CORSAIR - VENGEANCE RGB 32GB (2x16GB) DDR5 6000MHz C36 UDIMM Desktop Memory - Black

    Corsair

    Welcome to the cutting-edge of performancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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    Original price $145.99 - Original price $145.99
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  • Original price $924.99 - Original price $924.99
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    Arcade1Up - The Simpsons 30th Edition Arcade with Stool and Tin - Multi

    Arcade1Up

    Features two gamesIncludes The Simpsons and Simpsons BowlingReal-feel arcade controlsFeature full-size joystick and buttons for hours of gamingWi-F...

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    Original price $924.99 - Original price $924.99
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  • Original price $67.99 - Original price $67.99
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    CORSAIR - VENGEANCE 16GB (1x16GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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  • Original price $83.99 - Original price $83.99
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    CORSAIR - VENGEANCE Series 32GB (1x32GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 32GB DDR4 SODIMM DRAM memory moduleFor 32GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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  • Original price $355.99 - Original price $355.99
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    SideTrak - Swivel 14" Attachable Portable Monitor - Black - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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  • Original price $211.99 - Original price $211.99
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    ASUS Chromebook CM1402 14" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $211.99 - Original price $211.99
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  • Original price $347.99 - Original price $347.99
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    ASUS Chromebook Detachable CM3001 10.5" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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  • Original price $136.99 - Original price $136.99
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    CORSAIR - VENGEANCE 32GB (2x16GB) DDR5 5600MHz C40 UDIMM Desktop Memory - Black

    Corsair

    Welcome to the cutting-edge of performancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

    View full details
    Original price $136.99 - Original price $136.99
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  • Original price $144.99 - Original price $144.99
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    CORSAIR - VENGEANCE RGB 32GB (2x16GB) DDR5 6000MHz C36 UDIMM Desktop Memory - White

    Corsair

    Welcome to the cutting-edge of performancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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    Original price $144.99 - Original price $144.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.