Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
Filters
- 8BitDo (2)
- Acer (34)
- Alienware (15)
- AMAZON (6)
- AMD (10)
- AOC (4)
- APC Products (3)
- Apple (12)
- Arcade1Up (3)
- Arris (3)
- Astro Gaming (10)
- ASUS (107)
- Backbone (4)
- Backbone Entertainment (2)
- BANDAI NAMCO Entertainment (4)
- Belkin (5)
- BenQ (4)
- Best Buy essentials (6)
- Blu (2)
- Capcom (3)
- Corsair (58)
- Crucial (21)
- CyberPowerPC (14)
- Dell (11)
- Denon (5)
- Edifier (5)
- Eero (3)
- Elgato (6)
- Epson (5)
- FIFINE (4)
- GameMill Entertainment (2)
- GameSir (5)
- GE (3)
- Generic (4)
- GIGABYTE (8)
- Gigabyte Technology (2)
- Glorious (19)
- Govee (8)
- Higround (6)
- HISENSE (2)
- Honeycomb Aeronautical (2)
- Hori (8)
- HP (94)
- Hyperice (2)
- HyperX (11)
- iBuyPower (14)
- Insignia (24)
- J5 Create (8)
- JBL (2)
- Keychron (2)
- Klipsch (3)
- Lego (11)
- Lenovo (32)
- LG (57)
- Logitech (90)
- Lorcana (7)
- Maytag (2)
- Meta (3)
- Microsoft (29)
- MSI (45)
- Nacon (6)
- Nanoleaf (2)
- NETGEAR (30)
- NEXT (23)
- Next Level Racing (2)
- Nintendo (18)
- Nintendo of America (2)
- Nvidia (2)
- PDP (4)
- Philips (4)
- Power A (4)
- PowerA (26)
- Razer (104)
- RIG (4)
- Ring (2)
- Rocketfish (5)
- Roku (3)
- Samsung (85)
- SanDisk (8)
- Sanus (2)
- SCUF (4)
- Seagate (10)
- Sega (2)
- SideTrak (12)
- Skytech Gaming (5)
- Sonos Inc (2)
- Sony (34)
- Sony Computer Entertainment Am (11)
- Steel Series (73)
- Targus (2)
- TCL (42)
- Thrustmaster (11)
- TP Link (24)
- Trio (3)
- Turtle Beach (18)
- Ultra Pro (4)
- ViewSonic (79)
- Western Digital (13)
- Whirlpool (2)
- Zagg Incorporated (5)
NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black
NvidiaGeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...
View full detailsApple - Studio Display - Standard glass - Tilt-adjustable stand - Silver
AppleImmersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...
View full detailsRazer - Gigantus V2 Cloth Gaming Mouse Pad (XXL) - Black
RazerTextured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...
View full detailsViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black
ViewSonic24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...
View full detailsThrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black
ThrustmasterDesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...
View full detailsViewSonic ColorPro VP3456A - LED monitor - curved - 34"
ViewSonicViewSonic ColorPro VP3456A - LED monitor - curved - 34" - 3440 x 1440 UWQHD 75 Hz - MVA - 40001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers
Crucial - P310 4TB Internal SSD PCIe Gen 4 x4 NVMe M.2
CrucialShift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...
View full detailsSteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black
Steel SeriesDesigned For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...
View full detailsMSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIProcessor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...
View full detailsNETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White
NETGEARWi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...
View full detailsNacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Field Camo
NaconWireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...
View full detailsNacon - Revolution X Unlimited Wireless Controller for Xbox PC - Black
NaconInstant TriggersAdjustable instant triggers with micro-switch componentsMechanical PrecisionMicro-switch components for ultra-responsive gameplay. ...
View full detailsEcoFlow - River 3 Plus (Wireless) Portable Power Station (286 Wh Capacity) - Black
EcoFlowStrong output performance600W high-rated output powerwith true upgraded drive capable of driving high-power appliances. 7 output ports able to simu...
View full detailsHYTE - Official Star Rail Silver Wolf Keycap Set and Mouse Pad - Purple
HYTEProfileCherry profile MX-compatible keycapsMaterialsDye-sublimated PBT plasticBase Kit Compatibility252 caps fits majority of all keyboard layouts ...
View full detailsMSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790
MSIProcessor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...
View full detailsNacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Urban Camo
NaconWireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...
View full detailsSteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White
Steel SeriesREAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...
View full detailsASUS - V16 16" FHD+ 144Hz Gaming Laptop - Intel Core 7 240H with 16GB Memory - NVIDIA RTX 5060 - 1TB SSD - Matte Black
ASUSMicrosoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...
View full detailsMSI - NVIDIA GeForce RTX 5060 8G VENTUS 3X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock8GB GDDR68GB GDDR6 ...
View full detailsASUS - QG-U1050 5-Port 2.5G Unmanaged Switch - White
ASUSUpgraded 2.5G Ethernet PortSeamlessly integrate with your existing Gigabit network and achieve up to 2.5 times the original speed Just use standard...
View full detailsCORSAIR K70 CORE TKL RGB - keyboard TKL - QWERTY - English - black Input Device
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
View full detailsViewSonic - VG2458 23.8" IPS LED FHD 100Hz Monitor (USB HDMI) - Black
ViewSonicFull HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsSteelSeries - Rival 3 Gen 2 Wired Optical Gaming Mouse with 3-Zone RGB - Wired - Black
Steel SeriesFaster Than EverFastest In Class - Outpace The Competition With Near-Instant 1.35Ms Click Latency.Turmove Core Optical SensorThe 8500 Dpi (300 Ips ...
View full detailsSteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Lavender
Steel SeriesDual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.