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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

    Razer

    Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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  • Original price $577.99 - Original price $577.99
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    Sauder - Harvey Park Credenza for TVs up to 70" - Glacier Oak

    Sauder

    Construction materialsWood and particleboard construction with an oak finish. Provides a durable yet stylish look.Compatibility TV sizeHolds your f...

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    Cobra Kai 2 Dojos Rising - Nintendo Switch

    GameMill Entertainment

    Story ModeFeauring beat'em up adventure gameplaySingle and MultiplayerTournament mode allows you to duke it out between friends and rivals28 Playab...

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    Best Buy essentials - Fixed TV Wall Mount for Most 3790" TVs - Black

    Best Buy essentials

    Compatible with most 3790" TVsHolds TVs up to 165 lbs. (75 kg) for sturdy support you can trust.VESA compliantSupports VESA patterns from 200 200 ...

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    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel Iris Xe Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Steelcase - Gesture Shell Back Office/Gaming Chair - Cobalt

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    NZXT - H7 Flow ATX Mid-Tower Case - White Black

    NZXT

    Extremely CoolThe H7 Flow achieves maximized thermal performance with a perforated top and front panel. These airflow-optimized panels improve vent...

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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Purple

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    CORSAIR - CX-M Series CX650M Semi-Modular Low-Noise ATX Power Supply - Black

    Corsair

    Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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    CORSAIR - CX-M Series CX750M Semi-Modular Low-Noise ATX Power Supply - Black

    Corsair

    Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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  • Original price $292.99 - Original price $292.99
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    NETGEAR - Nighthawk High-Split 32 x 8 DOCSIS 3.1 Cable Modem - Black

    NETGEAR

    Works seamlessly with major U.S. cable service providersHigh-split capability may not be available from all ISPs and in all regions. Modem is backw...

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    Original price $292.99 - Original price $292.99
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    ViewSonic VG2748 - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...

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    Insignia - Display Stand for Quest 3 - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    ASUS TUF Gaming GeForce RTX 4080 SUPER 16GB - OC Edition - graphics card - NVIDIA GeForce RTX 4080 SUPER - 16 GB

    ASUS

    Graphics Processing Unit (GPU)/Clock SpeedOC mode 2670 MHz / Default mode 2640 MHz(Boost Clock).On-board Memory/Memory Type/Processors/Memory Bandw...

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    Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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    Glorious - Elements Ice Hybrid Glass Gaming Mouse Pad (Large) - Black

    Glorious

    Glass-Infused surfaceHit every shot with nearly 100 uniform X/Y action.Durable QualityRe¿ective laminated coating holds up over time and resists cr...

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    Insignia - Bumper Case for ROG Ally - Black

    Insignia

    Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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    Acer - Chromebook Plus 516 GE-16.0" WQXGA Laptop- Intel Core 5-8GB LPDDR4X-256GB PCIe Gen4 SSD(Protective Sleeve) - Obsidian Black

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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  • Original price $148.99 - Original price $148.99
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    Razer - Seiren V3 Chroma Condenser USB Microphone

    Razer

    Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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    Original price $148.99 - Original price $148.99
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    Lenovo - Ideapad 1 15.6" Full HD Touchscreen Laptop - Ryzen 5 7520U with 8GB Memory - AMD Radeon Graphics - 256GB SSD - Abyss Blue

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    ASUS - 14" Chromebook Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Samsung - 50 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Samsung - 43 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone

    Razer

    Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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    Original price $76.99 - Original price $76.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.