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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $930.99 - Original price $930.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $930.99 - Original price $930.99
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Original price $382.99 - Original price $382.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $382.99 - Original price $382.99
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Original price $416.99 - Original price $416.99
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Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

Nintendo

Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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Original price $416.99 - Original price $416.99
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Original price $365.99 - Original price $365.99
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Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $365.99 - Original price $365.99
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Original price $405.99 - Original price $405.99
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Apple - Magic Keyboard for iPad Pro 13-inch (M4) - Black

Apple

Folds into a case to provide front and back protection for traveling with iPad Pro.

Original price $405.99 - Original price $405.99
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Original price $137.99 - Original price $137.99
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PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

PDP

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $137.99 - Original price $137.99
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Original price $416.99 - Original price $416.99
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Microsoft Xbox Series S - game console - 1 TB SSD - robot white

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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Original price $416.99 - Original price $416.99
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Original price $2,555.99 - Original price $2,555.99
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ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 4070 - 2TB - Platinum White

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $2,555.99 - Original price $2,555.99
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Original price $216.99 - Original price $216.99
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Astro Gaming - A30 Wireless Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

Astro Gaming

Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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Original price $216.99 - Original price $216.99
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$216.99
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Original price $86.99 - Original price $86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $274.99 - Original price $274.99
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SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

SCUF

Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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Original price $274.99 - Original price $274.99
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Original price $1,125.99 - Original price $1,125.99
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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,125.99 - Original price $1,125.99
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Original price $215.99 - Original price $215.99
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$215.99
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Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $217.99 - Original price $217.99
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$217.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $217.99 - Original price $217.99
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Original price $359.99 - Original price $359.99
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$359.99
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Nintendo - Switch with Neon Blue and Neon Red Joy-Con - Multi

Nintendo

6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

Twelve South - HoverBar Duo with Quickswitch Tab for Apple iPad or iPhone - Black

Twelve South

2nd generation has arrivedThe new HoverBar Duo 2nd gen combines everything you love about this flexible stand with a new QuickSwitch Tab that lets ...

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Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99
Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99

Samsung Galaxy Tab A9+ - tablet - Android 14 - 64 GB - 11"

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99
Original price $1,449.99 - Original price $1,449.99
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Current price $1,449.99

Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,449.99 - Original price $1,449.99
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$1,449.99
$1,449.99 - $1,449.99
Current price $1,449.99
Original price $2,109.99 - Original price $2,109.99
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$2,109.99
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Current price $2,109.99

Lenovo - Yoga Book 9i 2-in-1 13.3" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,109.99 - Original price $2,109.99
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$2,109.99
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Current price $2,109.99
Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

Nintendo - Joy-Con (L)/(R) - Pastel Pink

Nintendo

Depending on the game you might use a single Joy Con in each handGive the second one to a friendIncludesOne Pastel Pink Joy-Con (L) one Pastel Pink...

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Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99
Original price $1,008.99 - Original price $1,008.99
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$1,008.99
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Current price $1,008.99

iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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Original price $1,008.99 - Original price $1,008.99
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$1,008.99
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Current price $1,008.99
Original price $2,863.99 - Original price $2,863.99
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$2,863.99
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Current price $2,863.99

ASUS - ROG Strix 18" QHD 240Hz Gaming Laptop - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4080 - 2TB SSD - Eclipse Gray

ASUS

Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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Original price $2,863.99 - Original price $2,863.99
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$2,863.99
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Current price $2,863.99
Original price $40.99 - Original price $40.99
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$40.99
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Current price $40.99

CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

CASEMATIX

Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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Original price $40.99 - Original price $40.99
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$40.99
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Current price $40.99
Original price $63.99 - Original price $63.99
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$63.99
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Current price $63.99

The Smurfs - Dreams - Nintendo Switch

Microids

Solo or with a friendPrevent Gargamel's evil plans from suceeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adven...

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Original price $63.99 - Original price $63.99
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$63.99
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Current price $63.99
Original price $1,934.99 - Original price $1,934.99
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Current price $1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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$1,934.99
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Current price $1,934.99
Original price $2,725.99 - Original price $2,725.99
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Current price $2,725.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,725.99 - Original price $2,725.99
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Current price $2,725.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

SaharaCase - Woven Case for Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) Laptops - Charcoal

SaharaCase

Made to fit Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) laptopsEnsures top-tier protection against accidental drops keeping your valuab...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $568.99 - Original price $568.99
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$568.99
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Current price $568.99

Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $568.99 - Original price $568.99
Original price
$568.99
$568.99 - $568.99
Current price $568.99
Original price $342.99 - Original price $342.99
Original price
$342.99
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Current price $342.99

Meta Quest 3S 128GB — Get Batman Arkham Shadow and 3-Month Trial of Meta Quest+ Included — All-In-One Headset - White

Meta

Get Batman Arkham Shadow and Meta Quest+Now you can get Batman Arkham Shadow and a 3-month trial of Meta Quest+ included with purchase a combined 7...

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Original price $342.99 - Original price $342.99
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$342.99
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Current price $342.99
Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99

NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99
Original price $819.99 - Original price $819.99
Original price
$819.99
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Current price $819.99

Sony PlayStation 5 Pro - game console - 2 TB SSD

Sony

PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $989.99 - Original price $989.99
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$989.99
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Current price $989.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

CyberPowerPC

Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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Original price $989.99 - Original price $989.99
Original price
$989.99
$989.99 - $989.99
Current price $989.99
Original price $310.99 - Original price $310.99
Original price
$310.99
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Current price $310.99

SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black

Steel Series

2-Way Speaker DriversSeparate silk dome tweeters and organic-fiber woofers enhance detail and precision across mid and high frequencies for immersi...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.