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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $132.99 - Original price $132.99
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$132.99
$132.99 - $132.99
Current price $132.99

Samsung - 27" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

Samsung

All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $334.99 - Original price $334.99
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$334.99
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Current price $334.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $334.99 - Original price $334.99
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$334.99
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Current price $334.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $556.99 - Original price $556.99
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$556.99
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Current price $556.99

HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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Original price $556.99 - Original price $556.99
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$556.99
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Original price $379.99 - Original price $379.99
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$379.99
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Current price $379.99

Dell - S3222DGM 32" LED Curved QHD FreeSync Gaming Monitor (DisplayPort HDMI) - Black

Dell

QHD 2560 x 1440 resolution with 169 aspect ratioDelivers crystal clear picture quality with stunning detail.VESA DisplayHDR 400 technologyEnsures l...

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Original price $379.99 - Original price $379.99
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$379.99
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Original price $416.99 - Original price $416.99
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$416.99
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Logitech - G923 Racing Wheel and Pedals for Xbox Series XS Xbox One and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $416.99 - Original price $416.99
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$416.99
$416.99 - $416.99
Current price $416.99
Original price $61.99 - Original price $61.99
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$61.99
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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $61.99 - Original price $61.99
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Original price $27.99 - Original price $27.99
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PowerA - Cable for PlayStation 5 - Black

PowerA

Works with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...

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Original price $27.99 - Original price $27.99
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Original price $2,147.99 - Original price $2,147.99
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Current price $2,147.99

Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray

Samsung

Powerful enough for whatever you doBlaze new paths with a powerful Intel processor designed for visionaries. Tap into lightning fast speed and perf...

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Original price $2,147.99 - Original price $2,147.99
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$2,147.99
$2,147.99 - $2,147.99
Current price $2,147.99
Original price $1,529.99 - Original price $1,529.99
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$1,529.99
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Current price $1,529.99

Samsung - Galaxy Book4 360 2-in-1 15.6" FHD AMOLED Touch Screen Laptop - Intel Core 7 - 16GB Memory -512GB SSD - Gray

Samsung

Power to exploreSpark your curiosity with the powerful processor of Galaxy Book4 360. The latest Intel chipset packs plenty of power to help you di...

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Original price $1,529.99 - Original price $1,529.99
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$1,529.99
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Original price $217.99 - Original price $217.99
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$217.99
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Current price $217.99

PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $217.99 - Original price $217.99
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$217.99
$217.99 - $217.99
Current price $217.99
Original price $1,118.99 - Original price $1,118.99
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$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,118.99 - Original price $1,118.99
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$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Sony - PlayStation 5 - DualSense Wireless Controller - Volcanic Red

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $110.99 - Original price $110.99
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$110.99
$110.99 - $110.99
Current price $110.99
Original price $361.99 - Original price $361.99
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$361.99
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Current price $361.99

DJI - Mic 2 Wireless Omnidirectional Microphone System

DJI

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $361.99 - Original price $361.99
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$361.99
$361.99 - $361.99
Current price $361.99
Original price $570.99 - Original price $570.99
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$570.99
$570.99 - $570.99
Current price $570.99

ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

ASUS

Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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Original price $570.99 - Original price $570.99
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$570.99
$570.99 - $570.99
Current price $570.99
Original price $95.99 - Original price $95.99
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$95.99
$95.99 - $95.99
Current price $95.99

Acer - EK220Q E3bi 21.5 IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 VGA Port) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99
Original price $991.99 - Original price $991.99
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$991.99
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Current price $991.99

Samsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $991.99 - Original price $991.99
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$991.99
$991.99 - $991.99
Current price $991.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand

Shure

MV7+ Podcast Microphone is a hybrid output USB-C XLR dynamic microphone for podcasting streaming and home recording.

Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99
Original price $905.99 - Original price $905.99
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$905.99
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Current price $905.99

Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $905.99 - Original price $905.99
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$905.99
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Current price $905.99
Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Purple/ Pastel Green

Nintendo

Includes one Pastel Purple Joy-Con (L) one Pastel Green Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in eac...

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Original price $105.99 - Original price $105.99
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$105.99
$105.99 - $105.99
Current price $105.99
Original price $1,116.99 - Original price $1,116.99
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$1,116.99
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Current price $1,116.99

Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 7 7435HS with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,116.99 - Original price $1,116.99
Original price
$1,116.99
$1,116.99 - $1,116.99
Current price $1,116.99
Original price $431.99 - Original price $431.99
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$431.99
$431.99 - $431.99
Current price $431.99

HP - 15.6" Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $431.99 - Original price $431.99
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$431.99
$431.99 - $431.99
Current price $431.99
Original price $456.99 - Original price $456.99
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$456.99
$456.99 - $456.99
Current price $456.99

Lenovo - IdeaPad Duet 5 Chromebook 2-in1 Laptop - 13.3" FHD Touchscreen - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $456.99 - Original price $456.99
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$456.99
$456.99 - $456.99
Current price $456.99
Original price $683.99 - Original price $683.99
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$683.99
$683.99 - $683.99
Current price $683.99

LG - UltraGear 27" OLED 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

LG

Up to 240Hz 0.03ms For Outrageously Fast OLED GamingGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you r...

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Original price $683.99 - Original price $683.99
Original price
$683.99
$683.99 - $683.99
Current price $683.99
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Meta Quest Compact Charging Dock — Works with Meta Quest 3/3S — Extended Headset Charging Cable — Wireless Charging

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Touch Plus Controllers and Active StrapsConvenient drop-in chargingPower up your Touc...

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Original price $79.99 - Original price $79.99
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$79.99
$79.99 - $79.99
Current price $79.99
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Razer - Kraken V4 X Wired Gaming Headset with Chroma RGB For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black

Razer

Dive into a vivid spectrum of sound with the Razer Kraken V4 X—a wired gaming headset powered by Razer Chroma RGB. Now upgraded with USB C and USB ...

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Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99
Original price $1,018.99 - Original price $1,018.99
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$1,018.99
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Current price $1,018.99

Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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Original price $1,018.99 - Original price $1,018.99
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$1,018.99
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Current price $1,018.99
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

SteelSeries Arctis Nova Pro - for PlayStation - headset

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - Black

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99
Original price $2,273.99 - Original price $2,273.99
Original price
$2,273.99
$2,273.99 - $2,273.99
Current price $2,273.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,273.99 - Original price $2,273.99
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$2,273.99
$2,273.99 - $2,273.99
Current price $2,273.99
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

Lenovo - IdeaPad 1 15.6" (FHD) Laptop - AMD Ryzen 3 - AMD Radeon - 4GB - 128GB SSD - Abyss Blue

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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$1,934.99
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Current price $1,934.99
Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99

Acer - Predator Helios Neo 16 WUXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4060-16GB DDR5-1TB SSD - Abyssal Black

Acer

Windows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...

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Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Microsoft Xbox Wireless Controller - gamepad - wireless - Bluetooth

Microsoft

Microsoft Xbox Wireless Controller - Gamepad - wireless - Bluetooth - astral purple - for PC Microsoft Xbox One Android Microsoft Xbox Series S Mic...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99

Alienware - AW3423DWF 34" QD-OLED Curved 165Hz .1-ms Ultrawide FreeSync Gaming Monitor with HDR (HDMIUSB) - Dark Side of the Moon

Alienware

OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Alienware - Aurora R16 Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 4060Ti - 1TB SSD - Black

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.