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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $185.99 - Original price $185.99
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Current price $185.99

SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $185.99 - Original price $185.99
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Current price $185.99
Original price $269.99 - Original price $269.99
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$269.99
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Current price $269.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $269.99 - Original price $269.99
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$269.99
$269.99 - $269.99
Current price $269.99
Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

SaharaCase - Floor Stand for Most Cell Phones and Tablets up to 11" - Black

SaharaCase

Aluminum and metal constructionGives your device a steady hold.Compatible with most cell phones and tablets from 4.7" up to 11"Ensures flexible use...

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Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99
Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

Logitech - G PRO X Wireless Gaming Headset for PC - Black

Logitech

Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

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Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99
Original price $2,619.99 - Original price $2,619.99
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Current price $2,619.99

Microsoft - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 16GB Memory -GeForce RTX 4050-512GB SSD (Latest Model) - Platinum

Microsoft

Be more productive in Windows 11Windows 11 is optimized for touch on Surface Laptop Studio 2. Tap drag swipe and pinch like you do on your smartpho...

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Original price $2,619.99 - Original price $2,619.99
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$2,619.99
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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

Blue Microphones Yeti - microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $121.99 - Original price $121.99
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Current price $121.99
Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Google - Pixel Tablet Case - Hazel

GOOGLE

Built to protectThe Pixel Tablet Case is shock absorbent and made with dirt-resistant silicone and the raised edges protect your screen from scratc...

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Original price $97.99 - Original price $97.99
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$97.99
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Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Google - Pixel Tablet Case - Porcelain

GOOGLE

Built to protectThe Pixel Tablet Case is shock absorbent and made with dirt-resistant silicone and the raised edges protect your screen from scratc...

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Original price $97.99 - Original price $97.99
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$97.99
$97.99 - $97.99
Current price $97.99
Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99

ASUS - ROG Raikiri Pro Wireless Controller for ROG Ally - Black

ASUS

Built-in OLED displayCreate a unique look with customizable animations view status indicators and switch profile on the fly.Tri-mode connectivityVe...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $314.99 - Original price $314.99
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$314.99
$314.99 - $314.99
Current price $314.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $314.99 - Original price $314.99
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$314.99
$314.99 - $314.99
Current price $314.99
Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99

UAG - Lucent Case for Apple 12.9-Inch iPad Pro (Latest Model/5th Generation) - Black

Uag

CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather lightCompatibilityApple iPad 12.9 5th Generation...

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Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99
Original price $84.99 - Original price $84.99
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$84.99
$84.99 - $84.99
Current price $84.99

Logitech - Crayon Digital Pencil for All Apple iPads (2018 releases and later) with USB-C ports - Silver

Logitech

CompatibilityFor iPad models with iOS 12.2 including iPad Pro 12.9 Inch (3rd 4th 5th 6th gen.) iPad Pro 11 inch (1st 2nd 3rd 4th gen.) iPad (6th 7t...

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Original price $84.99 - Original price $84.99
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$84.99
$84.99 - $84.99
Current price $84.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Logitech - Combo Touch iPad Pro Keyboard Folio for Apple iPad Pro 11" (1st 2nd 3rd 4th Gen) with Detachable Backlit Keyboard - Sand

Logitech

CompatibilityLogitech Combo Touch keyboard case is compatible with iPad Pro 11" (1st 2nd 3rd 4th generation) - A1980 A2013 A1934 A1979 A2228 A2068 ...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

SaharaBasics - Stylus - Black

SaharaCase

Compatible with Apple 9.7-inch iPad ProAlso compatible with Apple iPad Pro 10.5" iPad Pro 11" iPad Pro 12.9" iPad Pro 12.9" (1st Generation 2015) i...

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Original price $103.99 - Original price $103.99
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$103.99
$103.99 - $103.99
Current price $103.99
Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad Air 10.9" (2020 2022) - Black

invisibleSHIELD

Compatible with Apple iPad Air 10.9"Works with iPad Air 10.9" 4th Generation (2020) and 5th Generation (2022).Ultimate productivityTransform your A...

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Original price $121.99 - Original price $121.99
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$121.99
$121.99 - $121.99
Current price $121.99
Original price $150.99 - Original price $150.99
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$150.99
$150.99 - $150.99
Current price $150.99

RØDE - PSA1+ Microphone Stand

Rode

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $150.99 - Original price $150.99
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$150.99
$150.99 - $150.99
Current price $150.99
Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

RØDE - PODMIC Dynamic Podcasting Microphone

Rode

Compatible with most RDE digital voice recordersFor use with your existing device.Detailed SoundRich detailed sound optimised for podcasting livest...

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Original price $117.99 - Original price $117.99
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$117.99
$117.99 - $117.99
Current price $117.99
Original price $277.99 - Original price $277.99
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$277.99
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Current price $277.99

Microsoft - Surface Dock 2 - Black

Microsoft

Compatible with select Microsoft Surface modelsIncluding Surface Book 3 (13.5" and 15") Surface Pro 7 Surface Pro X Surface Laptop 4 (13.5" and 15"...

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Original price $277.99 - Original price $277.99
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$277.99
$277.99 - $277.99
Current price $277.99
Original price $216.99 - Original price $216.99
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$216.99
$216.99 - $216.99
Current price $216.99

Astro Gaming - A30 Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC Mobile - White

Astro Gaming

Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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Original price $216.99 - Original price $216.99
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$216.99
$216.99 - $216.99
Current price $216.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Microsoft - Surface Pen - Black

Microsoft

Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99
Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

Microsoft - Surface Pen - Platinum

Microsoft

Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

SaharaCase - Defence Series Case for Lenovo Tab M10 Plus (3rd Gen) - Black

SaharaCase

Designed for Lenovo Tab M10 Plus (3rd Gen)For a precise fit.Ergonomic closed-button designOffers access to all tablet's features.Triple-hardened co...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

SaharaCase - PROTECTION Hand Strap Case for Samsung Galaxy Tab S7 FE and S8 Plus - Black

SaharaCase

Designed for Samsung Galaxy Tab S7 FE and S8 PlusFor a precise fit.Ergonomic closed-button designRemains access to all tablet's features.Triple-har...

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Original price $82.99 - Original price $82.99
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$82.99
$82.99 - $82.99
Current price $82.99
Original price $102.99 - Original price $102.99
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$102.99
$102.99 - $102.99
Current price $102.99

SaharaCase - PROTECTION Hand Strap Series Case for Samsung Galaxy Tab S8 Ultra - Black

SaharaCase

Designed for Samsung Galaxy Tab S8 UltraFor a precise fit.Ergonomic closed-button designSecures the buttons against dust.Integrated kickstandAllows...

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Original price $102.99 - Original price $102.99
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$102.99
$102.99 - $102.99
Current price $102.99
Original price $82.99 - Original price $82.99
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$82.99
$82.99 - $82.99
Current price $82.99

SaharaCase - PROTECTION Hand Strap Series Case for Samsung Galaxy Tab S8+ - Black

SaharaCase

Designed for Samsung Galaxy Tab S8+For a precise fit.Ergonomic closed-button designSecures the buttons against dust.Integrated kickstandAllows you ...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

SaharaCase - Defense Series Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for Samsung Galaxy Tab S8For a precise fit.Ergonomic closed-button designOffers access to all tablet's features.Triple-hardened constructi...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (10th generation) - White

Apple

Designed for use with 10.9" iPad (10th generation)Offers a precise fit.

Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

OtterBox - Defender Series Pro Tablet Case for Apple iPad (10th gen) - Black

Otterbox

Defender Series Pro for the Apple iPad (10th generation) protective case delivers advanced defense for your tablet. Defender Series Pro integrates ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99
Original price $67.99 - Original price $67.99
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$67.99
$67.99 - $67.99
Current price $67.99

OtterBox - Symmetry Series 360 Elite Folio Tablet Case for Apple iPad (10th generation) - Scholar Grey

Otterbox

Symmetry Series 360 Elite for Apple iPad (10th generation) is a celebration of iPad. The clear scratch-resistant case displays your iPad while the ...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Logitech - Rugged Folio Keyboard Folio for Apple iPad (7th 8th 9th Gen) with Durable Spill-Proof Design - Graphite

Logitech

Designed for use with Apple iPad (7th 8th 9th Gen)Protects and complements your tablet.Integrated silent keyboard with iOS shortcut keysA durable ...

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Original price $132.99 - Original price $132.99
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$132.99
$132.99 - $132.99
Current price $132.99
Original price $165.99 - Original price $165.99
Original price
$165.99
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Current price $165.99

Logitech - Combo Touch Keyboard Folio for Apple iPad 10.2" (7th 8th 9th Gen) with Detachable Backlit Keyboard - Graphite

Logitech

Designed for use with Apple iPad 10.2" (7th 8th and 9th Gen)Protects and complements your tablet.Integrated comfortable keyboard with iOS shortcut ...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

SaharaCase - Protection Hand Strap Series Case for Lenovo Tab M10 Plus (3rd Gen) - Black

SaharaCase

Designed for use with Lenovo Tab M10 Plus (3rd Gen)For a precise fit.Robust TPU and plastic materialsThe triple-hardened construction ensures durab...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

SaharaCase - Keyboard Case for Microsoft Surface Pro 8 - Black

SaharaCase

Designed for use with Microsoft Surface Pro 8Complement your device with this lightweight formfitting case featuring an open-button design.Soft PU ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

SaharaCase - Keyboard Folio Case for Microsoft Surface Pro X - Black

SaharaCase

Designed for use with Microsoft Surface Pro XComplement your Microsoft device with this lightweight form-fitting case featuring an open-button desi...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

SaharaCase - Keyboard Case for Samsung Galaxy Tab A7 Lite - Black

SaharaCase

Designed for use with Samsung Galaxy Tab A7 LiteComplement your Samsung device with this lightweight form-fitting case featuring an open-button des...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

SaharaCase - Keyboard Case with Mouse Pad for Samsung Galaxy Tab S8 Plus and S7 FE - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S7 FE and Tab S8 PlusComplement your device with this lightweight form-fitting case featuring an open-butt...

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Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.