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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $144.99 - Original price $144.99
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    HyperX Cloud III - headset

    HyperX

    Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

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    Original price $144.99 - Original price $144.99
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  • Original price $186.99 - Original price $186.99
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    Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) White - keyboard Input Device

    Logitech

    Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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    Original price $186.99 - Original price $186.99
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  • Original price $178.99 - Original price $178.99
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    Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) Black - keyboard - QWERTY - US - black Input Device

    Logitech

    Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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    Original price $178.99 - Original price $178.99
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  • Original price $781.99 - Original price $781.99
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    LG - 75 Class UQ70 Series LED 4K UHD Smart webOS TV

    LG

    ¿5 Gen5 AI ProcessorEnhance your picture and sound with AI from the ¿5 Gen5 AI Processor 4K.webOS 22Customize your viewing experience with separate...

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    Original price $781.99 - Original price $781.99
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  • Original price $471.99 - Original price $471.99
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    Hisense - 55" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $471.99 - Original price $471.99
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  • Original price $92.99 - Original price $92.99
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    Microsoft Xbox Wireless Controller - Nocturnal Vapor Special Edition - gamepad - wireless - Bluetooth

    Microsoft

    Elevate your gameVaporize your competition with the Xbox Wireless Controller Nocturnal Vapor featuring a light and dark green color swirl that’s u...

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    Original price $92.99 - Original price $92.99
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  • Original price $1,780.99 - Original price $1,780.99
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    MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra7-155H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,780.99 - Original price $1,780.99
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  • Original price $172.99 - Original price $172.99
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    Alienware - Dual Mode Wireless Gaming Headset - AW720H - Dark Side of the Moon

    Alienware

    Dual Mode ConnectivityExperience lag-free audio when you connect to your PC via the 2.4GHz USB-C wireless dongle. Alternatively plug in to compatib...

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    Original price $172.99 - Original price $172.99
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  • Original price $1,099.99 - Original price $1,099.99
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    CyberPowerPC - Gamer Xtreme Gaming Desktop NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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  • Original price $303.99 - Original price $303.99
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    Elgato Game Capture 4K Pro - video capture adapter - PCIe 2.0 x4

    Corsair

    Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smooth ...

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    Original price $303.99 - Original price $303.99
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  • Original price $290.99 - Original price $290.99
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    Samsung HW-B550D - sound bar system - wireless

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $290.99 - Original price $290.99
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  • Original price $336.99 - Original price $336.99
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    Samsung HW-B750D - sound bar system - wireless

    Samsung

    Dolby Digital 5.1 / DTS VirtualXDolby Digital 5.1 and DTS VirtualX create realistic multi directional sound that draws you into the action.Built in...

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    Original price $336.99 - Original price $336.99
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  • Original price $273.99 - Original price $273.99
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    MSI GeForce RTX 3050 VENTUS 2X XS - graphics card - GF RTX 3050 - 8 GB

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $273.99 - Original price $273.99
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  • Original price $1,678.99 - Original price $1,678.99
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    ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 9 with 24GB Memory - NVIDIA GeForce RTX 3050 - 2TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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  • Original price $44.99 - Original price $44.99
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    Sony PlayStation Link - wireless headset adapter for game console headset earphones computer

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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    Original price $44.99 - Original price $44.99
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  • Original price $187.99 - Original price $187.99
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    Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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  • Original price $41.99 - Original price $41.99
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    SteelSeries QcK mouse pad - size XXL

    Steel Series

    ULTRA-DURABLE MICRO-WOVEN CLOTHWith over 10 million sold the SteelSeries QcK is the does-it-all surface empowering gamers around the world and cham...

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    Original price $41.99 - Original price $41.99
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  • Original price $1,774.99 - Original price $1,774.99
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    ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 8945HS - 16GB LPDDR5X - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum White

    ASUS

    Make everyday use easier with Windows 11 Operating SystemGame create and maximize your productivity—Windows 11 is the one place for it all. With a ...

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  • Original price $50.99 - Original price $50.99
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    iBUYPOWER - Chimera KM7 Full-Size Wired Membrane RGB Keyboard and Optical Mouse Bundle - Black

    iBuyPower

    Full-Size104-Key Membrane Switch KeyboardRGBRGB Backlit Keyboard and Mouse compatible with Nexus softwareComfortPalm grip-optimized pseudo-ambidext...

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    Original price $50.99 - Original price $50.99
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  • Original price $164.99 - Original price $164.99
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    WD - BLACK 6TB Gaming Internal Hard Drive

    Western Digital

    Drive Your GamePerfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your favorite titles and thei...

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    Original price $164.99 - Original price $164.99
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  • Original price $1,063.99 - Original price $1,063.99
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    iBUYPOWER - Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RAM - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,063.99 - Original price $1,063.99
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  • Original price $218.99 - Original price $218.99
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    Samsung HW-C450 - sound bar system - wireless

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $138.99 - Original price $138.99
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    CORSAIR Vengeance RGB - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 6000 MHz / PC5-48000

    Corsair

    Welcome to the cutting-edge of performancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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    Original price $138.99 - Original price $138.99
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  • Original price $67.99 - Original price $67.99
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    ZAGG - InvisibleShield Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 - Clear

    Zagg Incorporated

    Engineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...

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    Original price $67.99 - Original price $67.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.