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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - FaZe Clan Limited Edition

Steel Series
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

FaZe Clan EditionDominate the battlefield just like FaZe with their favorite gaming mouse while repping their colors. With gear endorsed by them be...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Razer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black

Razer
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Fully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Ultra PRO - 3" x 4" Regular Toploaders Card Sleeves 100-Count Retail Pack

Ultra Pro
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Protect your valuable trading cardsWith the original Ultra PRO toploaders and "penny sleeves".Standard sizingBoth sleeves and toploaders are sized ...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

TP Link
Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99

Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

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Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99

JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL
Original price $545.99 - Original price $545.99
Original price
$545.99
$545.99 - $545.99
Current price $545.99

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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Original price $545.99 - Original price $545.99
Original price
$545.99
$545.99 - $545.99
Current price $545.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Indigo

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Disney - Lorcana Ursula’s Return - Deck Box (Snow White)

Lorcana
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple
Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple
Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple
Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
Original price $865.99 - Original price $865.99
Original price
$865.99
$865.99 - $865.99
Current price $865.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $865.99 - Original price $865.99
Original price
$865.99
$865.99 - $865.99
Current price $865.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple
Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

NEXT - Play + Charge Kit for Xbox Series X S - Black

NEXT
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Gaming freedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - White

Turtle Beach
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Razer - DeathAdder V3 Lightweight Optical Gaming Mouse with 8K Hz HyperPolling Technology - Wired - Black

Razer
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

59g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 enjoy a level of speed and control favored by the world’s top pl...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Insignia - RCA to HDMI Converter - Black

Insignia
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

LG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Vivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

ASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Razer - Kraken Kitty V3 Pro Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.