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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $147.99 - Original price $147.99
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    SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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    Original price $147.99 - Original price $147.99
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  • Original price $66.99 - Original price $66.99
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    SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $66.99 - Original price $66.99
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  • Original price $206.99 - Original price $206.99
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    ViewSonic OMNI Gaming VX2718-PC-MHD - Gaming - LED monitor - curved - Full HD (1080p) - 27"

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $206.99 - Original price $206.99
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  • Original price $116.99 - Original price $116.99
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    SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $116.99 - Original price $116.99
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  • Original price $197.99 - Original price $197.99
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    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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    Original price $197.99 - Original price $197.99
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  • Original price $103.99 - Original price $103.99
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    Turtle Beach - Stealth 500 Wireless Gaming Headset for Xbox Series XS Xbox One Mobile Bluetooth 40-Hr Battery - Black

    Turtle Beach

    Step up to wireless freedomPlay your favorite games on Xbox consoles with low-latency 2.4GHz Wireless as well as PC Nintendo Switch mobile with Bl...

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    Original price $103.99 - Original price $103.99
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  • Original price $305.99 - Original price $305.99
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    ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

    ASUS

    AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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    Original price $305.99 - Original price $305.99
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  • Original price $1,453.99 - Original price $1,453.99
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    Samsung - 65 Class Q70D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,453.99 - Original price $1,453.99
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  • Original price $302.99 - Original price $302.99
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    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $302.99 - Original price $302.99
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  • Original price $292.99 - Original price $292.99
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    NETGEAR - Nighthawk Mid-High Split 32 x 8 DOCSIS 3.1 Cable Modem - Black - Black

    NETGEAR

    Works seamlessly with major U.S. cable service providersHigh-split capability may not be available from all ISPs and in all regions. Modem is backw...

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    Original price $292.99 - Original price $292.99
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  • Original price $439.99 - Original price $439.99
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    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $439.99 - Original price $439.99
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  • Original price $839.99 - Original price $839.99
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    LG - 70 Class UQ75 Series LED 4K UHD Smart webOS TV

    LG

    a5 Gen 5 AI ProcessorEnhance your picture and sound with AI from the a5 Gen 5 AI Processor 4K.webOS 22Customize your viewing experience with separa...

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    Original price $839.99 - Original price $839.99
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  • Original price $304.99 - Original price $304.99
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    ViewSonic - VG2456A 23.8" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $304.99 - Original price $304.99
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  • Original price $82.99 - Original price $82.99
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    Super Mario Party - Nintendo Switch

    Nintendo

    Outwit friends and family as you race across the board; whoever gets the most stars winsPlay the original 4-player Mario Party series board game mo...

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    Original price $82.99 - Original price $82.99
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  • Original price $571.99 - Original price $571.99
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    ViewSonic ColorPro VP3256-4K - LED monitor - 32"

    ViewSonic

    4K UHDExperience a breathtaking level of detail when you open your eyes to the clarity of the 4K UHD screen.Viewable screen size and panel type31.5...

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    Original price $571.99 - Original price $571.99
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  • Original price $131.99 - Original price $131.99
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    ViewSonic - VA1655 15.6" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $131.99 - Original price $131.99
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  • Original price $194.99 - Original price $194.99
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    ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

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    Original price $194.99 - Original price $194.99
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  • Original price $190.99 - Original price $190.99
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    Acer - AOPEN 27HC5R S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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    Original price $190.99 - Original price $190.99
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    WD - BLACK Gaming 4TB Internal SATA Hard Drive for Desktops

    Western Digital

    Drive Your GameThe WD_BLACK HDD is the perfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your ...

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    Original price $200.99 - Original price $200.99
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  • Original price $1,011.99 - Original price $1,011.99
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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i5 - 1335U - 16 GB RAM - 256 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,011.99 - Original price $1,011.99
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  • Original price $2,051.99 - Original price $2,051.99
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    Sony - 75" Class BRAVIA XR X90L LED 4K UHD Smart Google TV

    Sony

    Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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    Original price $2,051.99 - Original price $2,051.99
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  • Original price $1,529.99 - Original price $1,529.99
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    Sony - 65" Class BRAVIA XR X90L LED 4K UHD Smart Google TV

    Sony

    Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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    Original price $1,529.99 - Original price $1,529.99
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  • Original price $66.99 - Original price $66.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $66.99 - Original price $66.99
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  • Original price $95.99 - Original price $95.99
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    Acer - EK220Q E3bi 21.5 IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 VGA Port) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $95.99 - Original price $95.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.