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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $178.99 - Original price $178.99
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Current price $178.99

Seagate - 1TB Storage Expansion Card for Xbox Series XS NVMe SSD - Black

Seagate

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $178.99 - Original price $178.99
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Current price $178.99
Original price $128.99 - Original price $128.99
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Current price $128.99

Logitech - G733 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PS4 Windows - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Logitech - G733 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PS4 Windows - Black

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $40.99 - Original price $40.99
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$40.99
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ASUS - USB-AC53 Nano AC1200 Dual-Band Wi-Fi 5 USB Network Adapter - Black

ASUS

Connects directly to a USB portPlugs directly into a standard USB 2.0 port.Dual-band 2.4GHz and 5.0GHz wireless operating frequencyFor reduced inte...

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Original price $40.99 - Original price $40.99
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Original price $80.99 - Original price $80.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $80.99 - Original price $80.99
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Current price $80.99
Original price $128.99 - Original price $128.99
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Logitech - G903 LIGHTSPEED Wireless Optical Gaming Ambidextrous Mouse with RGB Lighting - Wireless - Black

Logitech

HERO 25K SensorLogitech's advanced sensor with 11 tracking 400+ IPS and 100-25600 max DPI sensitivity — plus zero smoothing filtering or accelerati...

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Original price $128.99 - Original price $128.99
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Original price $38.99 - Original price $38.99
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Logitech - F310 Gaming Pad for Windows - Black/Blue

Logitech

Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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Original price $38.99 - Original price $38.99
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Original price $185.99 - Original price $185.99
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ViewSonic - VX2776-SMHD 27" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Black Silver

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $185.99 - Original price $185.99
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Original price $80.99 - Original price $80.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Gray Camouflage

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $483.99 - Original price $483.99
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AMD - Ryzen 7 7800X3D 8-Core - 16-Thread 4.2 GHz (5.0 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Black

AMD

Ryzen 7 7800X3D Gaming ProcessorWith 5.0GHz processor speed which gives you efficient use of the processor high processing throughput and improved ...

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Original price $483.99 - Original price $483.99
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Original price $86.99 - Original price $86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $86.99 - Original price $86.99
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Original price $369.99 - Original price $369.99
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ASUS - ProArt 27" 4K IPS Professional Monitor with HDR (DisplayPort HDMI USB-C) - Black

ASUS

4K Resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality5ms Response TimeDelivers ultra-fast performanc...

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Original price $369.99 - Original price $369.99
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Original price $70.99 - Original price $70.99
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Astro Gaming - A10 Gen 2 Wired Over-the-Ear Gaming Headset for Xbox One Xbox Series XS Windows MacOS - Black

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for Xbox features custom-tuned 32mm dynamic drivers so you can always hear your game and teamm...

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Original price $70.99 - Original price $70.99
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Original price $199.99 - Original price $199.99
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ASUS - ZenScreen 15.6" FHD IPS Portable Monitor with Foldable Smart Case (USB-C) - Dark Gray

ASUS

Full HD 1920x1080 ResolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card5ms Response...

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Original price $199.99 - Original price $199.99
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Original price $290.99 - Original price $290.99
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Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One Windows Mac - Black

Logitech

Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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Original price $290.99 - Original price $290.99
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Original price $74.99 - Original price $74.99
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Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting for PC - Black

Logitech

Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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Original price $74.99 - Original price $74.99
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Original price $281.99 - Original price $281.99
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24" Full HD IPS monitor24" ColorPro 1080p IPS Monitor with USB-C Display Port HDMI USB-A Ergonomic and Pantone Validated.

ViewSonic

24" Full HD IPS monitor24" ColorPro 1080p IPS Monitor with USB-C Display Port HDMI USB-A Ergonomic and Pantone Validated.

Original price $281.99 - Original price $281.99
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Original price $171.99 - Original price $171.99
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ViewSonic - VA2756A-MHD 27" IPS LED FHD 120Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $171.99 - Original price $171.99
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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Black

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99
Original price $234.99 - Original price $234.99
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Current price $234.99

SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

View full details
Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99
Original price $449.99 - Original price $449.99
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$449.99
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Current price $449.99

LG - 55 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $449.99 - Original price $449.99
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Original price $142.99 - Original price $142.99
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ViewSonic - 23.6" VA LED Curved FHD 100Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD23.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $142.99 - Original price $142.99
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Original price $276.99 - Original price $276.99
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ViewSonic - VG2452 24 IPS FHD Ergonomic Monitor (USB Hub HDMI DisplayPort) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $276.99 - Original price $276.99
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Current price $276.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.