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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $54.99 - Original price $54.99
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$54.99
$54.99 - $54.99
Current price $54.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Crimson Red

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $54.99 - Original price $54.99
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$54.99
$54.99 - $54.99
Current price $54.99
Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99
Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99
Original price $325.99 - Original price $325.99
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$325.99
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Current price $325.99

Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Porcelain

GOOGLE

Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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Original price $325.99 - Original price $325.99
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$325.99
$325.99 - $325.99
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Original price $146.99 - Original price $146.99
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$146.99
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Current price $146.99

Hori - Racing Wheel Overdrive for Xbox Series XS - Black

Hori

Authentic FeelFull-size racing wheel and pedals optimized for authentic racing simulationEasily Adjustable270-degree turn radius with adjustable ou...

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Original price $146.99 - Original price $146.99
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$146.99
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Original price $65.99 - Original price $65.99
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$65.99
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Hori - Split Pad Pro for Nintendo Switch - The Legend of Zelda Tears of the Kingdom

Hori

Full-size controller experience in Handheld ModeErgonomic form factor with back grips for added comfortEasy to use full-size analog sticks and D-pa...

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Original price $65.99 - Original price $65.99
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$65.99 - $65.99
Current price $65.99
Original price $3,328.99 - Original price $3,328.99
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Current price $3,328.99

HP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX with 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $3,328.99 - Original price $3,328.99
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Original price $1,128.99 - Original price $1,128.99
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Current price $1,128.99

HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,128.99 - Original price $1,128.99
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$1,128.99
$1,128.99 - $1,128.99
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Original price $1,374.99 - Original price $1,374.99
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$1,374.99
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Current price $1,374.99

HP - Spectre 2-in-1 16" WQXGA Touch-Screen Laptop - Intel Core Ultra 7 - Intel Evo Edition - 16GB Memory - 1TB SSD - Nightfall Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,374.99 - Original price $1,374.99
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$1,374.99
$1,374.99 - $1,374.99
Current price $1,374.99
Original price $1,680.99 - Original price $1,680.99
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Current price $1,680.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,680.99 - Original price $1,680.99
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$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99
Original price $1,071.99 - Original price $1,071.99
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$1,071.99
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Current price $1,071.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,071.99 - Original price $1,071.99
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$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99
Original price $846.99 - Original price $846.99
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$846.99
$846.99 - $846.99
Current price $846.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $846.99 - Original price $846.99
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$846.99
$846.99 - $846.99
Current price $846.99
Original price $859.99 - Original price $859.99
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$859.99
$859.99 - $859.99
Current price $859.99

HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $859.99 - Original price $859.99
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$859.99
$859.99 - $859.99
Current price $859.99
Original price $599.99 - Original price $599.99
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$599.99
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Current price $599.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $599.99 - Original price $599.99
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$599.99
$599.99 - $599.99
Current price $599.99
Original price $698.99 - Original price $698.99
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$698.99
$698.99 - $698.99
Current price $698.99

HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99
Original price $1,071.99 - Original price $1,071.99
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$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99
Original price $687.99 - Original price $687.99
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$687.99
$687.99 - $687.99
Current price $687.99

HP - 15.6" Laptop - AMD Ryzen 5 - 16GB Memory - 256GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $687.99 - Original price $687.99
Original price
$687.99
$687.99 - $687.99
Current price $687.99
Original price $612.99 - Original price $612.99
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$612.99
$612.99 - $612.99
Current price $612.99

HP - 17.3" HD+ Laptop - Intel Core i3 - 8GB Memory - 256GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $612.99 - Original price $612.99
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$612.99
$612.99 - $612.99
Current price $612.99
Original price $1,747.99 - Original price $1,747.99
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$1,747.99
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Current price $1,747.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,747.99 - Original price $1,747.99
Original price
$1,747.99
$1,747.99 - $1,747.99
Current price $1,747.99
Original price $895.99 - Original price $895.99
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$895.99
$895.99 - $895.99
Current price $895.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99
Original price $1,412.99 - Original price $1,412.99
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$1,412.99
$1,412.99 - $1,412.99
Current price $1,412.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,412.99 - Original price $1,412.99
Original price
$1,412.99
$1,412.99 - $1,412.99
Current price $1,412.99
Original price $501.99 - Original price $501.99
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$501.99
$501.99 - $501.99
Current price $501.99

HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Neptunia Game Maker REvolution - PlayStation 5

Idea Factory

Game studioPlay as the main protag Older Nep and grow a previously defunct gaming studio to success. Building a game studio requires strong develop...

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Original price $71.99 - Original price $71.99
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$71.99
$71.99 - $71.99
Current price $71.99
Original price $69.99 - Original price $69.99
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$69.99
$69.99 - $69.99
Current price $69.99

Neptunia Game Maker REvolution - Nintendo Switch

Idea Factory

Game studioPlay as the main protag Older Nep and grow a previously defunct gaming studio to success. Building a game studio requires strong develop...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99
Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99

Insignia - Universal 180W High-Power Laptop Charger - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99
Original price $27.99 - Original price $27.99
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$27.99
$27.99 - $27.99
Current price $27.99

Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

Insignia

Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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Original price $27.99 - Original price $27.99
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$27.99
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Current price $27.99
Original price $28.99 - Original price $28.99
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$28.99
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Current price $28.99

Insignia - Bumper Case for ROG Ally - Black

Insignia

Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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Original price $28.99 - Original price $28.99
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$28.99
$28.99 - $28.99
Current price $28.99
Original price $31.99 - Original price $31.99
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$31.99
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Current price $31.99

Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

Insignia

Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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Original price $31.99 - Original price $31.99
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$31.99
$31.99 - $31.99
Current price $31.99
Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

ZAGG - Pro Keys 2 Wireless Keyboard Detachable Case for Apple Pro 11 (M4) - Black

invisibleSHIELD

Durable ProtectionThe durable polycarbonate case has a rigid core rubberized edges and button covers and corner bumpers to provide 6.6 (2m) of drop...

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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

ZAGG - Messenger Folio 2 Keyboard Case for Apple iPad Air 11" (M3) iPad Air 11" (M2) Pro Gen 1-4 Air 10.9" 4-5 - Black

invisibleSHIELD

Latop-style keysSpacious laptop-style keys with a clean precise keystroke make typing comfortable and easy.Built-in StandThe built-in stand holds y...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $267.99 - Original price $267.99
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$267.99
$267.99 - $267.99
Current price $267.99

JBL - Quantum 910X Wireless Gaming Headset for Xbox PC Switch PS5 and PS4 - Black

JBL

Gain the competitive advantage with JBL QuantumSPATIAL 360 on your XboxEnjoy JBL QuantumSPATIAL 360 on Xobx Playstation and Nintendo Switch through...

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Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

JBL - Quantum 360X Wireless Gaming Headset for Xbox PC Switch PS5 and PS4 - Black

JBL

Never miss a moment with dual wireless connectionWhen split-second timing is key you can't be tied down to your system. Gaming grade lossless 2.4GH...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99
Original price $47.99 - Original price $47.99
Original price
$47.99
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Current price $47.99

JBL - Quantum 100P Wired Gaming Headset for PS5 PS4 PC and Switch - White

JBL

Be at the center of the game with JBL QuantumSOUND SignatureFrom the tiniest footsteps to the loudest explosion JBL QuantumSOUND Signature makes ev...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99
Original price $1,513.99 - Original price $1,513.99
Original price
$1,513.99
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Current price $1,513.99

Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K OLED Touch-Screen Laptop - Snapdragon X Elite - 32GB Memory - 1TB SSD - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,513.99 - Original price $1,513.99
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$1,513.99
$1,513.99 - $1,513.99
Current price $1,513.99
Original price $965.99 - Original price $965.99
Original price
$965.99
$965.99 - $965.99
Current price $965.99

Lenovo - IdeaPad 5x - Copilot+ PC - 2-in-1 14" (WUXGA) Touchscreen Laptops- Snapdragon X Plus - 16GB - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $965.99 - Original price $965.99
Original price
$965.99
$965.99 - $965.99
Current price $965.99
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

Lenovo - Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - WindowsOS - 32 GB with 1 TB SSD - Glacier White

Lenovo

Lenovo Pure Sight Gaming DisplayFeel every pulse of the game with the native landscape 8" Lenovo PureSight display offering a larger ultra-vibrant ...

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Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.